CCertihomes
107 Fall Street, Seneca Falls, NY 13148

$550,000

0 beds 0 baths 10,529 sqft Built 19640 days on marketActive

About this home

Incredible opportunity in the heart of downtown Seneca Falls! 107–109 Fall Street is a fully renovated mixed-use row building set along the scenic Seneca River Canal—connecting Seneca and Cayuga Lakes—offering prime commercial space and two stunning, high-end residential units with breathtaking waterfront views. The main level features a spacious, open-concept commercial space, currently outfitted for café or food service use. Highlights include exposed brick, oversized windows, a large bar area, and a fully equipped commercial kitchen—perfect for a variety of retail or hospitality uses. Private rear entrances lead to two expansive luxury apartments, each with dedicated parking. The upper unit spans over 3, 000 sq ft with 2 bedrooms and 2.5 baths, showcasing an open kitchen, dining, and living area with hardwood floors and panoramic canal views. The main level includes a spacious bedroom with an en-suite bath and walk-in closet, plus a full laundry room. Upstairs, the massive primary suite offers soaring ceilings, water views, a spa-like bathroom with soaking tub, and abundant storage. The lower residential unit offers more than 2, 500 sq ft with 1 bedroom and 1.5 baths. It features a wide-open living/kitchen space with waterfront windows, a large kitchen with breakfast bar, formal dining room, and a primary suite with an oversized bathroom. Fully updated throughout—including new HVAC, electrical, plumbing, windows, roof, and central air for all units—this turnkey building blends modern luxury with small-town charm. Whether for investment, live-work potential, or mixed-use development, this is a rare find in the thriving Finger Lakes region.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$7,904/mo

Real estate (PITI + HOA + PMI)
$5,446
Principal + interest$3,529
Property tax + insurance$1,711
PMI / 2nd mortgage$206
Utilities
$5,145
Heating + cooling$2,423
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$7,904/mo TLC
Budget$8,404/mo
Remaining after TLC$500/mo
Purchase price
$550,000
Down payment
$27,500 (5%)
Loan amount
$522,500
APR
7.15%

Quick facts

Type
Office
Style
Year built
1964
Lot size
0.09 ac
Stories
3
Heating
Electric, Gas, Zoned, ForcedAir, HotWater, Radiant
Cooling
Zoned
Water
Public
HOA
Annual tax
$9,317
MLS #
R1605170
County
Seneca

At a glance

Waterfront

Home features

Parking
CommonSurfaced
Flooring
Carpet, Concrete, Linoleum, Vinyl
Roof
Membrane, Rubber
Sewer
PublicSewer

Lot features

IrregularLot

Neighborhood — 13148

MetricThis ZIPCountyUSA
Population9,82919,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density150395
Male5,0769,381,926147,432,321
Female4,7539,969,168151,655,844
Never Married2,1424,946,39163,775,926
Married4,3057,166,701123,120,365
Separated4711,159,67312,639,686
Widowed6041,110,24515,467,586
Divorced7051,210,44823,075,029
Number Of House Hold3,5487,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age37.0736.5335.46
Median House Hold Income$42,350$49,847$48,276
Average House Hold Income$50,455$70,032$63,629
P C I$19,937$26,569$24,529
M D I$36,796$42,210$41,133
A T H E$43,986$54,185$50,898
S T R8.00%4.00%
W C J85.29%81.55%77.74%
(Zip) Code
13148

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/7/2025. Provided courtesy of Century 21 Steve Davoli RE via Buffalo MLS. Information deemed reliable but not guaranteed.