CCertihomes
107 Spalding Street, Lockport City, NY 14094

$145,000

4 beds 2 baths 1,836 sqft Built 187055 days on marketActive

About this home

Large multi-family home tucked away on a quiet Lockport street. This property features a large main house with 3 beds in the front, and a large 1 bedroom unit/ possible in-law suite attached to the back. Your main house has new flooring on the main floor. This covers the kitchen, formal dining room and living room. Upstairs has 3 large bedroom with carpet. The main house has 90% new vinyl windows. The front unit lives like a single family home. As you go around to the back unit you will notice the large backyard with 2 car garage. The attached back unit is fully updated with new flooring, new paint, new windows, new kitchen counter and a fully updated tile bathroom. This unit lives like a flat with 1 large bedroom, kitchen, large living room and bathroom. So many possibilities with this property, great for an investor, owner occupy or anyone who may need an in-law suite for a loved one. Mechanically this property has 2 newer HWTs, updated electrical breaker boxes and 1 new furnace. Come see for yourself, showings start right away. Seller willing to consider offers right away.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,136/mo

Real estate (PITI + HOA + PMI)
$1,487
Principal + interest$930
Property tax + insurance$503
PMI / 2nd mortgage$54
Utilities
$1,223
Heating + cooling$462
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,136/mo TLC
Budget$5,000/mo
Remaining after TLC$2,864/mo
Purchase price
$145,000
Down payment
$7,250 (5%)
Loan amount
$137,750
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1870
Lot size
0.24 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,557
MLS #
B1605647
County
Niagara

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Interior
CeilingFans
Exterior
Patio
Parking
Garage
Flooring
Carpet, LuxuryVinyl, Varies
Roof
Architectural, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14094

MetricThis ZIPCountyUSA
Population48,81519,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density407395
Male23,8099,381,926147,432,321
Female25,0059,969,168151,655,844
Never Married10,0284,946,39163,775,926
Married20,8317,166,701123,120,365
Separated1,6081,159,67312,639,686
Widowed3,0361,110,24515,467,586
Divorced4,0631,210,44823,075,029
Number Of House Hold18,4987,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age37.3836.5335.46
Median House Hold Income$45,740$49,847$48,276
Average House Hold Income$56,367$70,032$63,629
P C I$21,683$26,569$24,529
M D I$39,470$42,210$41,133
A T H E$47,285$54,185$50,898
S T R8.00%4.00%
W C J77.23%81.55%77.74%
(Zip) Code
14094

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/9/2025. Provided courtesy of WNY Metro Roberts Realty via Buffalo MLS. Information deemed reliable but not guaranteed.