CCertihomes
279 Cherry Street, Oswego-City, NY 13126

$189,900

3 beds 1 baths 1,358 sqft Built 185012 days on marketActive

About this home

City Colonial located on nice sized 54 x 124 sized lot. Very neatly kept home for sale with most of the living space on the first floor. Cozy entryway came to the living room. Nice sized formal dining room. The kitchen has lots of cupboards and plenty of room for a larger sized table for all your entertaining needs. First floor bedroom is located next to another room with washer and dryer and plenty of room for storing your clothes. First floor bathroom. Don't forget to check out the garage! It's insulated and heated and currently used for entertaining. This home has plenty of extras that might be perfect for you!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,482/mo

Real estate (PITI + HOA + PMI)
$1,889
Principal + interest$1,218
Property tax + insurance$600
PMI / 2nd mortgage$71
Utilities
$1,118
Heating + cooling$396
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$2,482/mo TLC
Budget$5,000/mo
Remaining after TLC$2,518/mo
Purchase price
$189,900
Down payment
$9,495 (5%)
Loan amount
$180,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
1850
Lot size
0.16 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,492
MLS #
S1605856
County
Oswego

At a glance

Basement
Garage (2)

Home features

Appliances
GasOvenGasRangeGasWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedGarageHeatedGarageDriveway
Flooring
Carpet, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/9/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.