CCertihomes
483 Indian Cove, Moravia, NY 13118

$825,000

3 beds 2 baths 1,560 sqft Built 200580 days on marketActive

About this home

Welcome to your dream year-round home on the east side of Owasco Lake with nearly 52' of private lake frontage! This beautifully designed 3+ bedroom, 2 full bath lake home offers the perfect blend of comfort, function, and location. The open-concept layout features a modern kitchen with granite countertops, and a great room with living and dining areas for hosting family and friends. There’s a main floor bedroom, full bath, pantry and utility/laundry room. Step out onto the lakeside deck and enjoy panoramic lake views and sunsets. Retractable awning for those hot summer days, or enjoy the comfort of central air inside. The dock is just a few steps away. On the second floor, there is an open area currently set up as a den, 2 more spacious bedrooms, and another full bath. This custom home was designed with lakefront living in mind. The home also features a covered porch, detached 1 car garage with shop area and finished second story. Both the house and garage have concrete foundations. Deep, level lot. Located in a quiet lakeside community, you’ll have access to the maintained common area (several acres) for overflow parking, yard games, etc. Dock and boat hoist included.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,025/mo

Real estate (PITI + HOA + PMI)
$5,735
Principal + interest$3,742
Property tax + insurance$1,659
HOA$25
PMI / 2nd mortgage$309
Utilities
$1,071
Heating + cooling$389
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$6,025/mo TLC
Budget$6,525/mo
Remaining after TLC$500/mo
Purchase price
$825,000
Down payment
$41,250 (5%)
Loan amount
$783,750
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
2005
Lot size
0.16 ac
Stories
2
Heating
Propane, ForcedAir
Cooling
CentralAir
Water
Well
HOA
$300 / Annually
Annual tax
$10,005
MLS #
R1605051
County
Cayuga

At a glance

Air conditioning
Garage (1)
Waterfront

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigeratorWasher
Interior
DenFurnishedSeparateFormalLivingRoomGraniteCountersLivingDiningRoomPantrySlidingGlassDoorsBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedElectricityGarageStorageWorkshopInGarage
Flooring
Carpet, Laminate, Varies, Vinyl
Roof
Asphalt
Sewer
SepticTank

Lot features

FloodZone, IrregularLot

Schools

Elementary
Millard Fillmore Elementary
High
Moravia Junior-Senior High

Neighborhood — 13118

MetricThis ZIPCountyUSA
Population6,50919,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density64395
Male3,9169,381,926147,432,321
Female2,5939,969,168151,655,844
Never Married1,9264,946,39163,775,926
Married2,3907,166,701123,120,365
Separated5131,159,67312,639,686
Widowed2801,110,24515,467,586
Divorced4421,210,44823,075,029
Number Of House Hold1,8637,102,016111,826,380
Average House Hold Size2.782.642.60
Medial Age35.3636.5335.46
Median House Hold Income$42,647$49,847$48,276
Average House Hold Income$48,897$70,032$63,629
P C I$18,401$26,569$24,529
M D I$36,994$42,210$41,133
A T H E$43,109$54,185$50,898
S T R8.00%4.00%
W C J77.75%81.55%77.74%
(Zip) Code
13118

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/13/2025. Provided courtesy of Land of Lakes Realty, Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.