CCertihomes
437 Mclean Road, Cortlandville, NY 13045

$425,000

3 beds 3 baths 2,274 sqft Built 183597 days on marketActive

About this home

Come and admire this beautifully updated early 19th-century farmhouse that combines historic charm and modern convenience. Ideally located and thoughtfully renovated, this 2, 400 sq ft home offers spacious living with a primary suite, laundry, office and half bath all on the first-floor. The open-concept kitchen and dining area—anchored by a cozy wood-burning fireplace—are ideal for everyday living and family gatherings. You'll love the flexibility of two comfortable living rooms and a large three-season porch, perfect for entertaining inside and outside. Upstairs, two generously sized bedrooms share a full bathroom featuring a skylight and tub. Outside, the nearly 2.5 acres includes mature trees, vibrant gardens, and two well-maintained outbuildings—a barn and a milkhouse—both with electricity, with ample storage. The basement is accessible by Bilco doors and houses a new electric hot water heater, electrical box and radon mediation system. This home is all electric with the exception of the gas range. Owners have purchased panels in a local solar farm bringing their summer cooling and hot water costs down to zero. Panels can be purchased separately if interested. A rare opportunity to enjoy country living with modern comforts and eco-friendly energy savings.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,872/mo

Real estate (PITI + HOA + PMI)
$4,132
Principal + interest$2,727
Property tax + insurance$1,246
PMI / 2nd mortgage$159
Utilities
$1,610
Heating + cooling$653
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$4,872/mo TLC
Budget$5,372/mo
Remaining after TLC$500/mo
Purchase price
$425,000
Down payment
$21,250 (5%)
Loan amount
$403,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Farmhouse
Year built
1835
Lot size
2.46 ac
Stories
0
Heating
Electric, HeatPump, Zoned
Cooling
HeatPump, CentralAir, Zoned
Water
Well
HOA
Annual tax
$9,259
MLS #
S1605284
County
Cortland

At a glance

Air conditioning
Fireplace
Garage (2)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterGasCooktopMicrowaveRefrigeratorWasher
Interior
BreakfastBarDenSolidSurfaceCountersMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayPropaneTankLeased
Parking
DetachedElectricityGarageStorageWorkshopInGarage
Flooring
Carpet, CeramicTile, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

FlagLot, ResidentialLot

Neighborhood — 13045

MetricThis ZIPCountyUSA
Population28,78519,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density273395
Male13,7149,381,926147,432,321
Female15,0709,969,168151,655,844
Never Married9,0554,946,39163,775,926
Married9,6337,166,701123,120,365
Separated1,8741,159,67312,639,686
Widowed1,7491,110,24515,467,586
Divorced2,1291,210,44823,075,029
Number Of House Hold10,1437,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age31.8336.5335.46
Median House Hold Income$34,625$49,847$48,276
Average House Hold Income$44,673$70,032$63,629
P C I$16,699$26,569$24,529
M D I$30,687$42,210$41,133
A T H E$40,548$54,185$50,898
S T R8.00%4.00%
W C J78.84%81.55%77.74%
(Zip) Code
13045

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/13/2025. Provided courtesy of Yaman Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.