CCertihomes
249 E Terrace Avenue, Busti, NY 14750

$414,900

3 beds 2 baths 1,460 sqft Built 193584 days on marketActive

About this home

Lakefront Living with Endless Possibilities! Welcome to this breathtaking lakefront property on beautiful Chautauqua Lake, offering over 30 feet of pristine shoreline and panoramic water views. This unique offering includes two homes on one lot, making it ideal for for so many possibilities. The main home features 3 spacious bedrooms and 1.5 baths, combining comfort and functionality with inviting living spaces and views that never get old. Just steps away, the charming 1-bedroom, 1-bath in-law suite is ideal for privacy, visitors, or potential rental income. Located in a peaceful and friendly lakeside setting with awesome neighbors, you’ll love the easy access to Lakewood, Jamestown, Bemus Point, and Chautauqua. Enjoy shopping, dining, entertainment, and all the area has to offer—just minutes away. Paved driveway, exterior shed for extra storage, being sold partially furnished. Also included is an extra 25'x101' lot across the street. Whether you're looking for a year-round residence, a family retreat, or an investment opportunity, this property checks all the boxes. Come experience the lifestyle only lakefront living can offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,149/mo

Real estate (PITI + HOA + PMI)
$3,643
Principal + interest$2,662
Property tax + insurance$825
PMI / 2nd mortgage$156
Utilities
$1,101
Heating + cooling$381
Internet + TV + phone$173
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$173
$4,149/mo TLC
Budget$5,000/mo
Remaining after TLC$851/mo
Purchase price
$414,900
Down payment
$20,745 (5%)
Loan amount
$394,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch, TwoStory
Year built
1935
Lot size
0.1651 ac
Stories
0
Heating
Gas, HotWater
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$4,710
MLS #
R1606362
County
Chautauqua

At a glance

Air conditioning

Home features

Appliances
DryerDishwasherGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
CeilingFansDryBarEatInKitchenGuestAccommodationsPartiallyFurnishedSeeRemarksNaturalWoodworkBedroomOnMainLevelInLawFloorplan
Exterior
BlacktopDrivewayDeckDockPatioSeeRemarks
Parking
NoGarage
Flooring
Carpet, Laminate, Tile, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14750

MetricThis ZIPCountyUSA
Population3,62319,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density296395
Male1,7249,381,926147,432,321
Female1,8989,969,168151,655,844
Never Married6024,946,39163,775,926
Married1,6957,166,701123,120,365
Separated791,159,67312,639,686
Widowed2741,110,24515,467,586
Divorced3961,210,44823,075,029
Number Of House Hold1,5327,102,016111,826,380
Average House Hold Size2.362.642.60
Medial Age44.2536.5335.46
Median House Hold Income$43,749$49,847$48,276
Average House Hold Income$61,376$70,032$63,629
P C I$25,953$26,569$24,529
M D I$38,099$42,210$41,133
A T H E$50,189$54,185$50,898
S T R8.00%4.00%
W C J78.83%81.55%77.74%
(Zip) Code
14750

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 5/14/2025. Provided courtesy of Real Estate Advantage via Buffalo MLS. Information deemed reliable but not guaranteed.