CCertihomes
407 Gifford Street, Hornellsville, NY 14843

$205,000

2 beds 2 baths 1,260 sqft Built 190084 days on marketActive

About this home

Very nice up to date 2-bedroom, 2 full bath home with all modern features. Perched on the higher end of Gifford St. in North Hornell, this vinyl-sided beauty has a large deck on the front of the Cape Cod style home, with a main floor open concept. Formal dining and living room area with French doors out to that front deck. Granite kitchen counter & appliances. Check out the bathroom with a hot tub bath and separate shower area, nicely tiled. Entering from the driveway/back entrance, you’ll step into a large foyer/office space. Village water and sewer. This property is within golf cart distance to the local golf course!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,583/mo

Real estate (PITI + HOA + PMI)
$2,096
Principal + interest$1,315
Property tax + insurance$704
PMI / 2nd mortgage$77
Utilities
$945
Heating + cooling$323
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,583/mo TLC
Budget$5,000/mo
Remaining after TLC$2,417/mo
Purchase price
$205,000
Down payment
$10,250 (5%)
Loan amount
$194,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod, TwoStory
Year built
1900
Lot size
0.2837 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$5,630
MLS #
R1605618
County
Steuben

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricCooktopGasWaterHeaterMicrowaveWasher
Interior
BreakfastBarCeilingFansSeparateFormalLivingRoomGraniteCountersKitchenFamilyRoomComboBedroomOnMainLevelBathInPrimaryBedroom
Exterior
ConcreteDrivewayDeckStampedConcreteDriveway
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Hornell Intermediate
High
Hornell Senior High

Neighborhood — 14843

MetricThis ZIPCountyUSA
Population13,17619,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density133395
Male6,2459,381,926147,432,321
Female6,9319,969,168151,655,844
Never Married2,6984,946,39163,775,926
Married5,1177,166,701123,120,365
Separated7371,159,67312,639,686
Widowed9281,110,24515,467,586
Divorced1,1921,210,44823,075,029
Number Of House Hold4,9657,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age37.3236.5335.46
Median House Hold Income$34,877$49,847$48,276
Average House Hold Income$41,873$70,032$63,629
P C I$16,909$26,569$24,529
M D I$30,712$42,210$41,133
A T H E$38,955$54,185$50,898
S T R8.00%4.00%
W C J81.60%81.55%77.74%
(Zip) Code
14843

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/14/2025. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.