CCertihomes
2395 State Highway 205, Laurens, NY 13810

$299,000

5 beds 2 baths 1,968 sqft Built 190041 days on marketActive

About this home

Classic 4 bedroom Greek Revival on 8 plus acres with Otego Creek at the back border! What an ideal location, midway between Oneonta and Cooperstown. Welcome to this warm and inviting home featuring a traditional front foyer with stained glass and a pretty open staircase. Formal living and dining rooms with large openings between the rooms give an open feel and good sightlines. The first floor family room with small adjacent office could be the 5th bedroom. The kitchen was recently updated including adding a coffee bar and offers plenty of storage space (including pantry cabinet). The first floor laundry is just off the kitchen. There is a wonderful screened porch on the side of the home and the front covered porch that runs the width of the home. This property also includes a two story barn with a great second floor space ideal for a studio, home office or game room. With over 8 acres you can enjoy peaceful walks in the woods or fish in the creek, which I hear is a great trout stream! Don't miss your chance to enjoy country living with all the right updates!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,408/mo

Real estate (PITI + HOA + PMI)
$2,735
Principal + interest$1,918
Property tax + insurance$705
PMI / 2nd mortgage$112
Utilities
$1,393
Heating + cooling$550
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$3,408/mo TLC
Budget$5,000/mo
Remaining after TLC$1,592/mo
Purchase price
$299,000
Down payment
$14,950 (5%)
Loan amount
$284,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
GreekRevival, TwoStory
Year built
1900
Lot size
8.83 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$4,266
MLS #
R1604947
County
Otsego

At a glance

Fireplace
Basement
Garage (1)
Waterfront

Home features

Appliances
DryerDishwasherExhaustFanElectricOvenElectricRangeElectricWaterHeaterPropaneWaterHeaterRefrigeratorRangeHoodWasher
Interior
BreakfastBarSeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomPantryBedroomOnMainLevel
Exterior
GravelDriveway
Parking
DetachedGarageStorageWorkshopInGarage
Flooring
CeramicTile, Hardwood, Varies
Roof
Metal
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 13810

MetricThis ZIPCountyUSA
Population88919,351,094299,088,112
Population Change Since19905.00%8.00%20.00%
Population Density22395
Male4409,381,926147,432,321
Female4499,969,168151,655,844
Never Married1464,946,39163,775,926
Married4577,166,701123,120,365
Separated301,159,67312,639,686
Widowed391,110,24515,467,586
Divorced681,210,44823,075,029
Number Of House Hold3307,102,016111,826,380
Average House Hold Size2.692.642.60
Medial Age39.8536.5335.46
Median House Hold Income$39,916$49,847$48,276
Average House Hold Income$45,474$70,032$63,629
P C I$16,880$26,569$24,529
M D I$34,791$42,210$41,133
A T H E$41,133$54,185$50,898
S T R8.00%4.00%
W C J71.93%81.55%77.74%
(Zip) Code
13810

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/14/2025. Provided courtesy of Benson Agency Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.