CCertihomes
8054 Fargo Road, Henderson, NY 13650

$497,000

3 beds 2 baths 1,218 sqft Built 198783 days on marketActive

About this home

A RARE OPPORTUNITY - To have the perfect combination. A stunning finely crafted lake view home and shop situated on a private park-like setting of nearly two acres with stunning sunset and sunrise views over Henderson Harbor. The home is on the frontage road away from any traffic just a short distance from Harbors End Marina and the Town of Henderson scenic boat launch area. This internet/cable ready home has a versatile open floor plan and all the amenities to enhance your living pleasures. The house reflects superior quality with cathedral ceilings and sun-drenched rooms with walls of windows that let the outside in. It has an additional 354 sq. ft. of living space not otherwise reflected in county records as a result of enclosing rear porch spaces, increasing the living space to approximately 1562 sq. ft. The kitchen has a large peninsula breakfast bar, spice drawer, R/O water faucet, plenty of cupboards and multiple pantry spaces both in the kitchen and the garage along with a 6 ft. cedar closet. Pocket doors separate sunrooms from kitchen and main floor en-suite with laundry. Sunroom has large windows, cabinets, wine cooler, and R/O water with an under counter hot water heater for instant hot water for beverages. There are sliding doors onto the deck and standard exit door to back yard area The property has a detached 35 foot by 45 foot auxiliary building that is insulated, has epoxy finished floor on shop side, and two electric overhead doors - a 13 foot and 14 foot- with openers. The building is divided into two sections. The shop side has full bathroom, mezzanine, overhead hoist, and a double mini-split for heating and cooling. There is a prepared site in the yard for a gazebo, greenhouse, raided gardens or other uses. There is a second well that could be reconnected for irrigation and outside watering if desired. Enjoy all the boating, fishing, and recreational opportunities of beautiful Henderson Harbor. Make an appointment to see this one of a kind combo and all it has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,604/mo

Real estate (PITI + HOA + PMI)
$4,183
Principal + interest$3,189
Property tax + insurance$808
PMI / 2nd mortgage$186
Utilities
$1,019
Heating + cooling$354
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$4,604/mo TLC
Budget$5,104/mo
Remaining after TLC$500/mo
Purchase price
$497,000
Down payment
$24,850 (5%)
Loan amount
$472,150
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary, TwoStory
Year built
1987
Lot size
1.79 ac
Stories
2
Heating
Ductless, Propane, ForcedAir
Cooling
Ductless, CentralAir
Water
Well
HOA
Annual tax
$3,767
MLS #
S1606712
County
Jefferson

At a glance

Air conditioning
Fireplace
Garage (2)

Home features

Appliances
DryerDishwasherGasCooktopMicrowavePropaneWaterHeaterRefrigeratorWasherWaterPurifierOwned
Interior
CedarClosetsCeilingFansCathedralCeilingsDiningAreaSeparateFormalLivingRoom
Exterior
BlacktopDrivewayEnclosedPorchPorchPropaneTankLeased
Community
TrailsPaths
Parking
AttachedGarageStorageWaterAvailableGarageDoorOpener
Flooring
Carpet, CeramicTile, Varies, Vinyl
Roof
Asphalt
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13650

MetricThis ZIPCountyUSA
Population1,41419,351,094299,088,112
Population Change Since19903.00%8.00%20.00%
Population Density28395
Male7009,381,926147,432,321
Female7159,969,168151,655,844
Never Married2374,946,39163,775,926
Married6917,166,701123,120,365
Separated451,159,67312,639,686
Widowed941,110,24515,467,586
Divorced971,210,44823,075,029
Number Of House Hold5397,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age42.7636.5335.46
Median House Hold Income$41,219$49,847$48,276
Average House Hold Income$57,172$70,032$63,629
P C I$21,794$26,569$24,529
M D I$35,850$42,210$41,133
A T H E$47,852$54,185$50,898
S T R7.75%4.00%
W C J74.32%81.55%77.74%
(Zip) Code
13650

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/14/2025. Provided courtesy of Motivated Realty via Buffalo MLS. Information deemed reliable but not guaranteed.