CCertihomes
107 Holmes Street, Richmondville, NY 12149

$199,900

4 beds 3 baths 1,776 sqft Built 186074 days on marketActive

About this home

Charming 1860’s Two-Story Home in the Heart of Richmondville, NY Welcome to this lovingly maintained 4-bedroom, 1.5-bath home nestled on a quiet side street in the quaint village of Richmondville, located in scenic Schoharie County. This classic two-story residence offers timeless character with modern conveniences, perfect for families or anyone seeking small-town charm with ample living space. Step inside to find a spacious and functional layout featuring a bright living room, formal dining area, and a cozy mudroom with a convenient side entrance leading to a fully fenced-in yard—ideal for pets or young children to play safely. The separate laundry room includes a walk-in shower, offering added flexibility for daily routines. You'll love the bonus storage room just off the kitchen, providing plenty of space for pantry items, seasonal décor, or hobby supplies. Outside, a two-car detached garage adds further convenience and storage options. Set in a peaceful neighborhood with easy access to local shops, schools, and outdoor recreation, this historic gem combines character, comfort, and practicality, making it a must-see for buyers looking for value and versatility in a welcoming community.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,555/mo

Real estate (PITI + HOA + PMI)
$1,923
Principal + interest$1,283
Property tax + insurance$565
PMI / 2nd mortgage$75
Utilities
$1,231
Heating + cooling$466
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,555/mo TLC
Budget$5,000/mo
Remaining after TLC$2,445/mo
Purchase price
$199,900
Down payment
$9,995 (5%)
Loan amount
$189,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1860
Lot size
0.3 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,744
MLS #
R1601590
County
Schoharie

At a glance

Basement
Garage (2)

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterMicrowaveOilWaterHeaterRefrigeratorWasher
Interior
DenSeparateFormalLivingRoomCountryKitchenStorage
Exterior
BlacktopDrivewayFence
Parking
DetachedGarage
Flooring
Hardwood, Varies
Roof
Shingle
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 12149

MetricThis ZIPCountyUSA
Population2,93919,351,094299,088,112
Population Change Since1990-15.00%8.00%20.00%
Population Density59395
Male1,4809,381,926147,432,321
Female1,4609,969,168151,655,844
Never Married5564,946,39163,775,926
Married1,3987,166,701123,120,365
Separated801,159,67312,639,686
Widowed1691,110,24515,467,586
Divorced1991,210,44823,075,029
Number Of House Hold1,0657,102,016111,826,380
Average House Hold Size2.732.642.60
Medial Age38.6536.5335.46
Median House Hold Income$40,624$49,847$48,276
Average House Hold Income$46,982$70,032$63,629
P C I$17,096$26,569$24,529
M D I$35,521$42,210$41,133
A T H E$41,989$54,185$50,898
S T R8.00%4.00%
W C J80.07%81.55%77.74%
(Zip) Code
12149

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/15/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.