CCertihomes
11 White Street, Kirkland, NY 13323

$240,000

3 beds 2 baths 1,488 sqft Built 192587 days on marketActive

About this home

Back on the market, no fault of seller. Updated and full of features, this 3-bedroom, 2-bath home in the Clinton School District is move-in ready and easy to love. Spend your mornings on the spacious front porch and enjoy evenings in the fully fenced backyard—perfect for relaxing, entertaining, or letting pets roam. Inside, you’ll find new appliances, a freshly paved driveway, and a brand-new roof. The partially finished basement adds flexible space for a home office, gym, or playroom. A solid home in a great location—don’t miss your chance to make it yours!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,822/mo

Real estate (PITI + HOA + PMI)
$2,247
Principal + interest$1,540
Property tax + insurance$617
PMI / 2nd mortgage$90
Utilities
$1,147
Heating + cooling$424
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,822/mo TLC
Budget$5,000/mo
Remaining after TLC$2,178/mo
Purchase price
$240,000
Down payment
$12,000 (5%)
Loan amount
$228,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1925
Lot size
0.1561 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,074
MLS #
S1607302
County
Oneida

At a glance

Basement

Home features

Appliances
GasOvenGasRangeGasWaterHeaterMicrowaveRefrigerator
Interior
SeparateFormalDiningRoomEntranceFoyerPullDownAtticStairs
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Carpet, Tile, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13323

MetricThis ZIPCountyUSA
Population10,30219,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density240395
Male5,0789,381,926147,432,321
Female5,2249,969,168151,655,844
Never Married2,3694,946,39163,775,926
Married4,6477,166,701123,120,365
Separated4271,159,67312,639,686
Widowed6051,110,24515,467,586
Divorced5751,210,44823,075,029
Number Of House Hold3,6237,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age38.4336.5335.46
Median House Hold Income$54,299$49,847$48,276
Average House Hold Income$66,157$70,032$63,629
P C I$23,730$26,569$24,529
M D I$45,695$42,210$41,133
A T H E$52,699$54,185$50,898
S T R9.00%4.00%
W C J83.04%81.55%77.74%
(Zip) Code
13323

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/15/2025. Provided courtesy of River Hills Properties LLC Barn via Buffalo MLS. Information deemed reliable but not guaranteed.