CCertihomes
7 Walnut Street, Oneonta-City, NY 13820

$329,000

5 beds 3 baths 3,004 sqft Built 190720 days on marketActive

About this home

Step into timeless charm with this Grand, Historic center-city Oneonta home. One of the area's larger primary residences. Boasting 5 spacious bedrooms and 2 1/2 bathrooms, this stately property combines old-world craftsmanship with the comforts of modern living. From the original hardwood floors, and rich woodwork to the grand staircase, every detail tells a story. The main living room features a fireplace, soaring ceilings, and pocket doors. Formal dining room with a second fireplace, or convert into a main level bedroom. The butler's pantry adds a touch of classic sophistication, while built-in cabinets and bookcases provide functionality. Enjoy the back porch and patio, and take advantage of the detached garage (Just painted May 2025) Public water and sewer, close proximity to downtown, the bus line, and both Hartwick College and SUNY Oneonta. Homes this size rarely come available. Whether you're dreaming of restoring it to its original glory or blending in modern updates, the possibilities are endless. Make it your own and bring an offer! Don't miss this opportunity to own one of Oneonta's most iconic homes.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,283/mo

Real estate (PITI + HOA + PMI)
$3,365
Principal + interest$2,111
Property tax + insurance$1,131
PMI / 2nd mortgage$123
Utilities
$1,899
Heating + cooling$800
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,283/mo TLC
Budget$5,000/mo
Remaining after TLC$717/mo
Purchase price
$329,000
Down payment
$16,450 (5%)
Loan amount
$312,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, HistoricAntique
Year built
1907
Lot size
0.14 ac
Stories
3
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$8,544
MLS #
R1606792
County
Otsego

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherExhaustFanGasCooktopGasOvenGasRangeGasWaterHeaterRefrigeratorRangeHoodWasher
Interior
SeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomPantryWalkInPantryNaturalWoodwork
Exterior
Patio
Parking
DetachedGarageSharedDriveway
Flooring
Carpet, Hardwood, Tile, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/15/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.