CCertihomes
83 W Main Street, Milford, NY 13807

$144,900

5 beds 6 baths 2,736 sqft Built 187289 days on marketActive

About this home

A totally unique opportuniy for industrious buyers. The home was once a charming and beautiful residence. It has been modified at some point and turned into two large apartments, In the past it apparently was used as a summer weekly rental property for the Cooperstown Dreams Park, and according to previous listings it was very profitable. At this time it needs a serious rehab after an extended period of neglect and abuse. It is shown on tax records as a single family home, but is currently set up as a two family. It is worth the time to check it out if you have the desire for potential income or to turn it into a charming and lovely personal home..

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$905,954/mo

Real estate (PITI + HOA + PMI)
$905,035
Principal + interest$930
Property tax + insurance$904,051
PMI / 2nd mortgage$54
Utilities
$1,769
Heating + cooling$738
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$905,954/mo TLC
Budget$906,454/mo
Remaining after TLC$500/mo
Purchase price
$144,900
Down payment
$7,245 (5%)
Loan amount
$137,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
1872
Lot size
0.25 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$10,845,676
MLS #
S1607449
County
Otsego

At a glance

Air conditioning
Basement

Home features

Appliances
DishwasherElectricOvenElectricRangeElectricWaterHeaterFreeStandingRangeOvenRefrigerator
Interior
BreakfastBarDenSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomSecondKitchenBedroomOnMainLevelBathInPrimaryBedroomMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayDeck
Parking
NoGarage
Flooring
Hardwood, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

IrregularLot, ResidentialLot

Neighborhood — 13807

MetricThis ZIPCountyUSA
Population1,78519,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density66395
Male8639,381,926147,432,321
Female9239,969,168151,655,844
Never Married3204,946,39163,775,926
Married8637,166,701123,120,365
Separated541,159,67312,639,686
Widowed1381,110,24515,467,586
Divorced1431,210,44823,075,029
Number Of House Hold6987,102,016111,826,380
Average House Hold Size2.542.642.60
Medial Age41.6636.5335.46
Median House Hold Income$37,928$49,847$48,276
Average House Hold Income$45,955$70,032$63,629
P C I$18,056$26,569$24,529
M D I$33,423$42,210$41,133
A T H E$41,396$54,185$50,898
S T R8.00%4.00%
W C J80.53%81.55%77.74%
(Zip) Code
13807

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/15/2025. Provided courtesy of Howard Hanna Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.