CCertihomes
528 Garden Street, Little Falls City, NY 13365

$495,000

6 beds 3 baths 4,260 sqft Built 188570 days on marketActive

About this home

Step into a piece of Little Falls history at 528 Garden Street, an extraordinary colonial home built in 1825 by renowned builder David Petrie. This architectural gem, later known as the Burnett-Schneider home, is not only a stunning residence but also a symbol of the city’s early prominence and civic pride. The Burnett family were among the area’s most respected entrepreneurs, while the Schneider family contributed greatly to the growth of local commerce and culture. Together, they helped shape the vibrant community that Little Falls is today. This stately 6-bedroom, 2.5 bathroom home exudes timeless elegance and thoughtful preservation. From the moment you enter the grand foyer, you're greeted by soaring ceilings, exquisite moldings, and one of five impeccably preserved fireplaces that anchor the home with warmth and charm. The original hardwood floors—lovingly maintained—run throughout, offering a graceful nod to the past while providing the quality and durability of old-world craftsmanship. The home features not one, but four inviting porches—each offering a unique vantage point to enjoy the serene views of Little Falls and its surrounding hills. Whether you’re sipping morning coffee on the front porch or enjoying a quiet evening on the secluded back porch, there’s no shortage of peaceful, scenic spaces to call your own. Step outside into the lush, private backyard, where a koi pond sparkles among mature trees, blooming flowers, and thoughtfully arranged greenery. This natural sanctuary feels miles away from the hustle and bustle, yet it’s just minutes from the heart of downtown Little Falls. With its remarkable blend of historic pedigree, architectural beauty, and modern livability, 528 Garden Street is a rare opportunity to own a treasured piece of Mohawk Valley history. A home like this doesn't come around often—schedule your private tour and experience its legacy for yourself

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,545/mo

Real estate (PITI + HOA + PMI)
$4,385
Principal + interest$3,176
Property tax + insurance$1,023
PMI / 2nd mortgage$186
Utilities
$2,509
Heating + cooling$1,105
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$5,545/mo TLC
Budget$6,045/mo
Remaining after TLC$500/mo
Purchase price
$495,000
Down payment
$24,750 (5%)
Loan amount
$470,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1885
Lot size
0.3473 ac
Stories
2
Heating
Oil, ForcedAir, MultipleHeatingUnits, Radiators
Cooling
Water
Connected, Public
HOA
Annual tax
$4,818
MLS #
S1607486
County
Herkimer

At a glance

Fireplace
Basement

Home features

Appliances
DishwasherGasCooktopOilWaterHeater
Interior
BreakfastBarDenSeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomPartiallyFurnishedWalkInPantryNaturalWoodworkConvertibleBedroom
Exterior
BlacktopDrivewayBalcony
Parking
NoGarage
Flooring
Carpet, Hardwood, Laminate, Tile, Varies
Roof
Shingle
Sewer
Connected

Lot features

CornerLot, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13365

MetricThis ZIPCountyUSA
Population7,34019,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density60395
Male3,4829,381,926147,432,321
Female3,8589,969,168151,655,844
Never Married1,6834,946,39163,775,926
Married2,7837,166,701123,120,365
Separated4281,159,67312,639,686
Widowed6291,110,24515,467,586
Divorced5881,210,44823,075,029
Number Of House Hold2,9097,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age41.0436.5335.46
Median House Hold Income$30,892$49,847$48,276
Average House Hold Income$38,537$70,032$63,629
P C I$16,443$26,569$24,529
M D I$27,839$42,210$41,133
A T H E$37,012$54,185$50,898
S T R8.00%4.00%
W C J80.98%81.55%77.74%
(Zip) Code
13365

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/16/2025. Provided courtesy of River Hills Properties LLC Lf via Buffalo MLS. Information deemed reliable but not guaranteed.