CCertihomes
127 West Street, Rutland, NY 13612

$360,000

4 beds 2 baths 1,936 sqft Built 186332 days on marketActive

About this home

Meticulously maintained and move-in ready, this 4-bedroom home at 127 West Street in Black River sits in a quiet community near a local park and just minutes from Fort Drum and the city of Watertown. Nature lovers will love the easy access to the Black River Trail and Poors Island Trail. Inside, the home offers two spacious living rooms and a recently updated kitchen with granite countertops. Both full bathrooms were redone in tile and modern glass shower doors in the downstairs bathroom, and a 50-gallon hot water tank was installed in 2023. The large, park-like lot features established gardens, a koi pond, and an above-ground pool with a deck—perfect for entertaining or relaxing. The oversized garage includes a finished bonus space above, ideal for a home office, gym, or hangout room. A rare find offering space, style, and serenity in a highly convenient location.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,796/mo

Real estate (PITI + HOA + PMI)
$3,150
Principal + interest$2,310
Property tax + insurance$705
PMI / 2nd mortgage$135
Utilities
$1,379
Heating + cooling$540
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,796/mo TLC
Budget$5,000/mo
Remaining after TLC$1,204/mo
Purchase price
$360,000
Down payment
$18,000 (5%)
Loan amount
$342,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1863
Lot size
0.62 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,633
MLS #
S1607559
County
Jefferson

At a glance

Basement
Garage (2)

Home features

Appliances
DishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigerator
Interior
SeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomGraniteCounters
Exterior
BlacktopDriveway
Parking
DetachedGarageHeatedGarage
Flooring
Carpet, Hardwood, LuxuryVinyl, Varies
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 13612

MetricThis ZIPCountyUSA
Population3,32119,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density193395
Male1,6389,381,926147,432,321
Female1,6839,969,168151,655,844
Never Married5864,946,39163,775,926
Married1,5627,166,701123,120,365
Separated1231,159,67312,639,686
Widowed1521,110,24515,467,586
Divorced2591,210,44823,075,029
Number Of House Hold1,2807,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age37.6636.5335.46
Median House Hold Income$42,802$49,847$48,276
Average House Hold Income$53,304$70,032$63,629
P C I$20,545$26,569$24,529
M D I$37,208$42,210$41,133
A T H E$45,631$54,185$50,898
S T R7.75%4.00%
W C J81.27%81.55%77.74%
(Zip) Code
13612

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/16/2025. Provided courtesy of Motivated Realty via Buffalo MLS. Information deemed reliable but not guaranteed.