CCertihomes
313 W 4th Street, Elmira-City, NY 14901

$39,900

3 beds 1 baths 864 sqft Built 190027 days on marketActive

About this home

Take a look at 313 W. Fourth St. and envision the possibilities! This 3-bedroom / 1-bath house is steps away from the LECOM Medical School and Elmira College. House needs a total rehab as you can see. In addition to the house you also get the vacant lot that extends to Fourth Street. Nice, deep and level piece of land you can build another house and collect more rent with. Capitalize on the need for student housing and snag this at a great price!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$923/mo

Real estate (PITI + HOA + PMI)
$456
Principal + interest$256
Property tax + insurance$185
PMI / 2nd mortgage$15
Utilities
$781
Heating + cooling$241
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$923/mo TLC
Budget$5,000/mo
Remaining after TLC$4,077/mo
Purchase price
$39,900
Down payment
$1,995 (5%)
Loan amount
$37,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.1722 ac
Stories
2
Heating
Other, SeeRemarks, ForcedAir
Cooling
Other, SeeRemarks
Water
Connected, Public
HOA
Annual tax
$1,341
MLS #
R1607553
County
Chemung

At a glance

Basement

Home features

Appliances
GasWaterHeater
Interior
OtherSeeRemarks
Exterior
DirtDriveway
Parking
NoGarage
Flooring
Hardwood, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14901

MetricThis ZIPCountyUSA
Population18,49319,351,094299,088,112
Population Change Since1990-12.00%8.00%20.00%
Population Density506395
Male8,6549,381,926147,432,321
Female9,8389,969,168151,655,844
Never Married4,6664,946,39163,775,926
Married5,6757,166,701123,120,365
Separated1,6661,159,67312,639,686
Widowed1,4541,110,24515,467,586
Divorced1,6921,210,44823,075,029
Number Of House Hold6,9477,102,016111,826,380
Average House Hold Size2.402.642.60
Medial Age34.9736.5335.46
Median House Hold Income$30,777$49,847$48,276
Average House Hold Income$38,456$70,032$63,629
P C I$15,610$26,569$24,529
M D I$27,482$42,210$41,133
A T H E$36,862$54,185$50,898
S T R8.00%4.00%
W C J81.61%81.55%77.74%
(Zip) Code
14901

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/16/2025. Provided courtesy of Howard Hanna Elmira via Buffalo MLS. Information deemed reliable but not guaranteed.