CCertihomes
725 Arabia Road, Summit, NY 12175

$210,000

3 beds 1 baths 1,230 sqft Built 196063 days on marketActive

About this home

Welcome to this charming country escape in Summit, NY! Tucked on just over an acre of private land, this cozy 3-bedroom, 1-bath cottage-style home is a hidden gem in beautiful Schoharie County. Step inside, and you'll be greeted by the warmth of natural woodwork, a woodstove for chilly evenings, and a bright, open layout featuring cathedral ceilings and skylights. The eat-in kitchen includes an electric oven/range and refrigerator, while the living spaces are comfortably finished with tile and wall-to-wall carpeting. Outdoor living is where this property truly shines- relax on the wrap-around deck, explore the peaceful setting, or take advantage of the multiple outbuildings, including a woodshed, dog kennel, storage shed, and a newer oversized garage with 10-foot doors and a built-in workshop. There's even a dedicated space for enjoying wildlife- bring your bird feeders or start a garden! With over 225 feet of road frontage and a double-wide stone driveway, access is easy and inviting. Utilities include well water, septic, electric heat, and high-speed internet- everything you need for year-round living or weekend getaways. Conveniently located near Route 10 and within the Cobleskill-Richmondville school district, this property offers a serene retreat with practical amenities. Ready to make your move to the country? Schedule your showing today and experience the peaceful charm of 725 Arabia Rd.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,468/mo

Real estate (PITI + HOA + PMI)
$1,980
Principal + interest$1,347
Property tax + insurance$554
PMI / 2nd mortgage$79
Utilities
$954
Heating + cooling$329
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$2,468/mo TLC
Budget$5,000/mo
Remaining after TLC$2,532/mo
Purchase price
$210,000
Down payment
$10,500 (5%)
Loan amount
$199,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, HistoricAntique
Year built
1960
Lot size
1.02 ac
Stories
0
Heating
Electric, Wood, Baseboard, Stove
Cooling
Water
Well
HOA
Annual tax
$3,782
MLS #
R1606834
County
Schoharie

At a glance

Fireplace
Basement
Garage (4)

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
CeilingFansCathedralCeilingsEatInKitchenCountryKitchenSkylightsNaturalWoodworkBedroomOnMainLevelWorkshop
Exterior
DeckEnclosedPorchGravelDrivewayPorchPrivateYardSeeRemarks
Parking
CarportDetachedElectricityGarageStorageWorkshopInGarageDrivewayGarageDoorOpener
Flooring
Carpet, Tile, Varies
Roof
Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 12175

MetricThis ZIPCountyUSA
Population1,02119,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density42395
Male5219,381,926147,432,321
Female5009,969,168151,655,844
Never Married1914,946,39163,775,926
Married5027,166,701123,120,365
Separated361,159,67312,639,686
Widowed551,110,24515,467,586
Divorced791,210,44823,075,029
Number Of House Hold3937,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age43.8236.5335.46
Median House Hold Income$41,956$49,847$48,276
Average House Hold Income$56,826$70,032$63,629
P C I$21,927$26,569$24,529
M D I$36,723$42,210$41,133
A T H E$47,642$54,185$50,898
S T R8.00%4.00%
W C J82.19%81.55%77.74%
(Zip) Code
12175

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/16/2025. Provided courtesy of Charlotteville Realty via Buffalo MLS. Information deemed reliable but not guaranteed.