CCertihomes
442 Front Street, Owego, NY 13827

$318,000

4 beds 3 baths 3,538 sqft Built 190036 days on marketActive

About this home

Step back in time without sacrificing modern comfort at this character-rich 4-bed, 2-bath home in the heart of Owego. Thoughtfully restored and structurally reinforced, this historic gem blends timeless details—original doors, roped & weighted windows, and a clawfoot tub—with smart updates including a tankless water heater, updated electric (200 amp), new plumbing with individual shutoffs, and two newer furnaces. Enjoy architectural charm like plaster ceilings with curved edges, antique chandeliers, and a hand-cut floor medallion. Outdoor living shines with brand new front, side, and back porches and a first-layer roof. Don’t miss your chance to own a lovingly maintained piece of Owego’s past—updated for today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,702/mo

Real estate (PITI + HOA + PMI)
$3,684
Principal + interest$2,040
Property tax + insurance$1,525
PMI / 2nd mortgage$119
Utilities
$2,086
Heating + cooling$891
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$4,702/mo TLC
Budget$5,202/mo
Remaining after TLC$500/mo
Purchase price
$318,000
Down payment
$15,900 (5%)
Loan amount
$302,100
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.64 ac
Stories
2
Heating
Gas, ForcedAir, Radiant
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$13,101
MLS #
R1607870
County
Tioga

At a glance

Air conditioning
Basement

Home features

Appliances
DryerDishwasherExhaustFanFreeStandingRangeGasWaterHeaterMicrowaveOvenRefrigeratorRangeHoodWasher
Interior
OtherSeeRemarksBathInPrimaryBedroom
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Hardwood, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 13827

MetricThis ZIPCountyUSA
Population9,65919,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density104395
Male4,7259,381,926147,432,321
Female4,9349,969,168151,655,844
Never Married1,8064,946,39163,775,926
Married4,5857,166,701123,120,365
Separated3671,159,67312,639,686
Widowed5531,110,24515,467,586
Divorced7221,210,44823,075,029
Number Of House Hold3,6807,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age40.4236.5335.46
Median House Hold Income$43,693$49,847$48,276
Average House Hold Income$52,429$70,032$63,629
P C I$20,588$26,569$24,529
M D I$37,934$42,210$41,133
A T H E$45,095$54,185$50,898
S T R8.00%4.00%
W C J76.93%81.55%77.74%
(Zip) Code
13827

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/18/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.