CCertihomes
39498 Hyde Lake Road, Theresa, NY 13691

$295,000

2 beds 2 baths 408 sqft Built 195230 days on marketActive

About this home

Two Beautiful Lakefront Cottages on Hyde Lake-A Summer Paradise! Discover the perfect summer escape with two charming cottages nestled side by side on the beautiful lake! Each cottage features an open floor plan with 1 bedroom and 1 bathroom, offering a cozy and inviting retreat with breathtaking views of the lake and stunning sunsets right from your spacious deck. Whether you're looking to boat, or simply unwind in nature, this property offers endless outdoor enjoyment. The spacious attached decks provide the ideal setting for morning coffee, evening gatherings, or relaxing in the sun. Enjoy all that this ideal location offers, swimming, boating, fishing and much more. Located only a 10 min ride to Alexandria Bay or 20 min to Clayton. Call now for details & showing.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,653/mo

Real estate (PITI + HOA + PMI)
$2,390
Principal + interest$1,893
Property tax + insurance$386
PMI / 2nd mortgage$111
Utilities
$571
Heating + cooling$139
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$2,653/mo TLC
Budget$5,000/mo
Remaining after TLC$2,347/mo
Purchase price
$295,000
Down payment
$14,750 (5%)
Loan amount
$280,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1952
Lot size
0.4591 ac
Stories
1
Heating
Electric, HeatPump
Cooling
HeatPump
Water
Lake, River
HOA
Annual tax
$1,268
MLS #
S1606173
County
Jefferson

At a glance

Waterfront

Home features

Appliances
ElectricWaterHeaterGasOvenGasRangeRefrigerator
Interior
CeilingFansEatInKitchenKitchenFamilyRoomComboLivingDiningRoomSlidingGlassDoorsStorageNaturalWoodworkBedroomOnMainLevel
Exterior
AwningsDeckDockGravelDrivewayPatioSeeRemarks
Parking
NoGarage
Flooring
Hardwood, LuxuryVinyl, Varies
Roof
Asphalt, Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Schools

Elementary
Theresa Primary
Middle
Indian River Middle
High
Indian River High

Neighborhood — 13691

MetricThis ZIPCountyUSA
Population4,03819,351,094299,088,112
Population Change Since199012.00%8.00%20.00%
Population Density53395
Male2,0709,381,926147,432,321
Female1,9689,969,168151,655,844
Never Married7454,946,39163,775,926
Married1,7577,166,701123,120,365
Separated1501,159,67312,639,686
Widowed1371,110,24515,467,586
Divorced2681,210,44823,075,029
Number Of House Hold1,3377,102,016111,826,380
Average House Hold Size3.012.642.60
Medial Age31.7836.5335.46
Median House Hold Income$40,679$49,847$48,276
Average House Hold Income$46,099$70,032$63,629
P C I$15,384$26,569$24,529
M D I$35,487$42,210$41,133
A T H E$41,467$54,185$50,898
S T R7.75%4.00%
W C J78.43%81.55%77.74%
(Zip) Code
13691

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/19/2025. Provided courtesy of Garlock Realty via Buffalo MLS. Information deemed reliable but not guaranteed.