CCertihomes
427 Church Street, Winfield, NY 13491

$263,900

3 beds 2 baths 1,400 sqft Built 199485 days on marketActive

About this home

This is a newer construction ranch in the old style Village of West Winfield, Mount Markham School District. Low maintenance, easy living right in the center of a country community and great neighborhood. The kitchen and main bath are updated and the roof is only 3 years old! The tile floors in the kitchen/dining and hardwood floors in the main living area are all in great condition. This home is well kept on a large corner lot, attached 2 stall garage and gazebo deck out back. There are so many great features here, you'll have to check it out for yourself. Located on the US Route 20 Scenic Byway and very convenient to New Hartford, Richfield Springs and Cooperstown.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,878/mo

Real estate (PITI + HOA + PMI)
$2,309
Principal + interest$1,693
Property tax + insurance$517
PMI / 2nd mortgage$99
Utilities
$1,106
Heating + cooling$380
Internet + TV + phone$180
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$180
$2,878/mo TLC
Budget$5,000/mo
Remaining after TLC$2,122/mo
Purchase price
$263,900
Down payment
$13,195 (5%)
Loan amount
$250,705
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1994
Lot size
0.427 ac
Stories
1
Heating
Oil, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$2,672
MLS #
R1607735
County
Herkimer

At a glance

Air conditioning
Garage (2)

Home features

Appliances
DryerDishwasherExhaustFanElectricWaterHeaterGasOvenGasRangeMicrowaveRefrigeratorRangeHoodWasher
Interior
CeilingFansEntranceFoyerCountryKitchenSlidingGlassDoors
Exterior
BlacktopDrivewayDeckPropaneTankLeased
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

CornerLot, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13491

MetricThis ZIPCountyUSA
Population5,36519,351,094299,088,112
Population Change Since199034.00%8.00%20.00%
Population Density70395
Male2,6689,381,926147,432,321
Female2,6979,969,168151,655,844
Never Married9704,946,39163,775,926
Married2,5337,166,701123,120,365
Separated1331,159,67312,639,686
Widowed2921,110,24515,467,586
Divorced4021,210,44823,075,029
Number Of House Hold1,8817,102,016111,826,380
Average House Hold Size2.852.642.60
Medial Age37.1836.5335.46
Median House Hold Income$38,230$49,847$48,276
Average House Hold Income$45,686$70,032$63,629
P C I$16,018$26,569$24,529
M D I$33,535$42,210$41,133
A T H E$41,221$54,185$50,898
S T R4.00%
W C J79.69%81.55%77.74%
(Zip) Code
13491

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/19/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.