CCertihomes
437 Nye Road, Virgil, NY 13045

$399,900

4 beds 3 baths 1,874 sqft Built 200875 days on marketActive

About this home

Welcome to this spacious country home set back off the road. Featuring an open dining/kitchen/living room, two bedrooms, one full bathroom, and a primary suite on the first floor, with scenic views out of the large living room windows. The two-car attached garage and laundry/mudroom off the kitchen compliment this country home. The eco-block walkout basement features one more bedroom, one full bath, a spare room, exercise/office room, and more space to finish and make your own. Outside is a nice size yard, woods, berry bushes, garden area, an above ground pool, large shed, and a large outbuilding with electric. Don’t miss this opportunity, hitting the market for the first time since being completed in 2009.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,351/mo

Real estate (PITI + HOA + PMI)
$3,784
Principal + interest$2,566
Property tax + insurance$1,068
PMI / 2nd mortgage$150
Utilities
$1,246
Heating + cooling$471
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$4,351/mo TLC
Budget$5,000/mo
Remaining after TLC$649/mo
Purchase price
$399,900
Down payment
$19,995 (5%)
Loan amount
$379,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
2008
Lot size
5.8 ac
Stories
1
Heating
Propane, Zoned, Baseboard, RadiantFloor
Cooling
Zoned, WindowUnits
Water
Well
HOA
Annual tax
$7,598
MLS #
S1607968
County
Cortland

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DishwasherGasOvenGasRangeMicrowavePropaneWaterHeaterRefrigerator
Interior
BreakfastBarDenHomeOfficeKitchenIslandLivingDiningRoomMainLevelPrimaryPrimarySuite
Exterior
DirtDrivewayGravelDrivewayPoolPropaneTankLeased
Parking
AttachedGarageOther
Pool
AboveGround
Flooring
Carpet, Laminate, Tile, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, Wooded

Neighborhood — 13045

MetricThis ZIPCountyUSA
Population28,78519,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density273395
Male13,7149,381,926147,432,321
Female15,0709,969,168151,655,844
Never Married9,0554,946,39163,775,926
Married9,6337,166,701123,120,365
Separated1,8741,159,67312,639,686
Widowed1,7491,110,24515,467,586
Divorced2,1291,210,44823,075,029
Number Of House Hold10,1437,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age31.8336.5335.46
Median House Hold Income$34,625$49,847$48,276
Average House Hold Income$44,673$70,032$63,629
P C I$16,699$26,569$24,529
M D I$30,687$42,210$41,133
A T H E$40,548$54,185$50,898
S T R8.00%4.00%
W C J78.84%81.55%77.74%
(Zip) Code
13045

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/20/2025. Provided courtesy of Berkshire Hathaway HomeServices Heritage Realty via Buffalo MLS. Information deemed reliable but not guaranteed.