255 Main Street, Schoharie, NY 12157
$674,900
4 beds 4 baths 4,796 sqft Built 19001 days on marketActive
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$7,080/mo
- Real estate (PITI + HOA + PMI)
- $5,934
- Utilities
- $2,615
- Transportation
- $0
- Other (entertainment)
- $133
Principal + interest$4,330
Property tax + insurance$1,351
PMI / 2nd mortgage$253
Heating + cooling$1,158
Internet + TV + phone$133
Water + sewer + garbage$58
Budget$7,580/mo
Remaining after TLC$500/mo
Purchase price
$674,900
Down payment
$33,745 (5%)
Loan amount
$641,155
APR
7.15%
Quick facts
Type
SingleFamilyResidence
Style
Traditional
Year built
1900
Lot size
0.43 ac
Stories
2
Heating
Propane, Baseboard, Radiant, Steam
Cooling
—
Water
Connected, Public
HOA
—
Annual tax
$6,578
MLS #
R1608354
County
Schoharie
At a glance
Fireplace
Garage (2)
Home features
Appliances
GasOvenGasRangeRefrigeratorTanklessWaterHeater
Interior
DenSeparateFormalDiningRoomKitchenIslandInLawFloorplan
Exterior
DeckPropaneTankLeased
Parking
AttachedGarageDrivewayGarageDoorOpener
Flooring
Hardwood, Laminate, Tile, Varies
Roof
Asphalt, Shingle
Sewer
Connected
Lot features
CornerLot, FloodZone, Rectangular, RectangularLot
Neighborhood — 12157
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 4,449 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | 27.00% | 8.00% | 20.00% |
| Population Density | 96 | 395 | — |
| Male | 2,197 | 9,381,926 | 147,432,321 |
| Female | 2,252 | 9,969,168 | 151,655,844 |
| Never Married | 808 | 4,946,391 | 63,775,926 |
| Married | 2,174 | 7,166,701 | 123,120,365 |
| Separated | 152 | 1,159,673 | 12,639,686 |
| Widowed | 252 | 1,110,245 | 15,467,586 |
| Divorced | 258 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 1,607 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.72 | 2.64 | 2.60 |
| Medial Age | 38.79 | 36.53 | 35.46 |
| Median House Hold Income | $45,700 | $49,847 | $48,276 |
| Average House Hold Income | $52,952 | $70,032 | $63,629 |
| P C I | $19,259 | $26,569 | $24,529 |
| M D I | $39,267 | $42,210 | $41,133 |
| A T H E | $45,454 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 75.76% | 81.55% | 77.74% |
(Zip) Code
12157
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 5/20/2025. Provided courtesy of Four Star Realty Group, Inc via Buffalo MLS. Information deemed reliable but not guaranteed.