CCertihomes
401 Palmer Street, Frankfort, NY 13340

$205,000

3 beds 2 baths 1,896 sqft Built 192061 days on marketActive

About this home

Welcome to 401 Palmer Street, a charming and well-maintained 3-bedroom, 2-bathroom home offering 1, 896 sq ft of living space on a 5, 998 sq ft lot in a peaceful Frankfort neighborhood. This light and bright home features a spacious layout filled with natural sunlight throughout. The welcoming living room is perfect for relaxing or entertaining, and flows seamlessly into a large, functional kitchen with modern appliances, ample cabinetry, and a cozy dining area. Enjoy the added bonus of a sunporch, a perfect space for your morning coffee, a reading nook, or a serene indoor garden spot—bringing the outdoors in all year round. Upstairs, you'll find three generously sized bedrooms and two full baths with tasteful updates. The home is filled with warmth, charm, and plenty of storage space throughout. Step outside to a manageable, private backyard with room to garden or entertain. An attached 2 car garage and off-street parking add extra convenience. Located near schools, parks, local shops, and dining, this move-in ready home combines small-town living with everyday comfort

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,764/mo

Real estate (PITI + HOA + PMI)
$2,059
Principal + interest$1,315
Property tax + insurance$667
PMI / 2nd mortgage$77
Utilities
$1,381
Heating + cooling$541
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,764/mo TLC
Budget$5,000/mo
Remaining after TLC$2,236/mo
Purchase price
$205,000
Down payment
$10,250 (5%)
Loan amount
$194,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1920
Lot size
0.1377 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,859
MLS #
S1608440
County
Herkimer

At a glance

Basement
Garage (2)

Home features

Appliances
DishwasherFreeStandingRangeGasWaterHeaterOvenRefrigerator
Interior
EatInKitchenSeparateFormalLivingRoom
Exterior
BlacktopDriveway
Parking
AttachedGarage
Flooring
Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13340

MetricThis ZIPCountyUSA
Population9,15919,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density146395
Male4,4139,381,926147,432,321
Female4,7469,969,168151,655,844
Never Married1,9014,946,39163,775,926
Married4,1047,166,701123,120,365
Separated4331,159,67312,639,686
Widowed6081,110,24515,467,586
Divorced6631,210,44823,075,029
Number Of House Hold3,3907,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age39.7336.5335.46
Median House Hold Income$42,187$49,847$48,276
Average House Hold Income$46,507$70,032$63,629
P C I$18,281$26,569$24,529
M D I$36,619$42,210$41,133
A T H E$41,690$54,185$50,898
S T R8.00%4.00%
W C J76.64%81.55%77.74%
(Zip) Code
13340

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 5/20/2025. Provided courtesy of River Hills Properties LLC Lf via Buffalo MLS. Information deemed reliable but not guaranteed.

401 Palmer Street · Frankfort — $205,000 · Certihomes