CCertihomes
3973 Route 430, Ellery, NY 14712

$479,000

3 beds 2 baths 2,044 sqft Built 197031 days on marketActive

About this home

Welcome to your dream getaway on the shores of beautiful CHQ Lake! This stunning 3-bedroom, 2-bath lakefront home offers 50 feet of private shoreline and breathtaking views from nearly every room. Step into a bright, open living space featuring vaulted ceilings and panoramic lake views that stretch from the living room up to the spacious loft above. Whether you’re relaxing by the water or entertaining guests, the open-concept design and large windows bring the beauty of the lake right inside. The loft area offers flexible space – ideal for an additional sleeping area, home office, or cozy retreat. With three bedrooms, two full bathrooms, and a layout designed for comfort and style, this home is perfect for year-round living, a seasonal escape, or an income-producing rental. Short-term rentals are allowed, making this an exceptional investment opportunity in one of CHQ’s most desirable lakefront areas. Outside, enjoy lakeside living with a private yard leading directly to the water’s edge – perfect for swimming, boating, or simply soaking in the sunsets. Don’t miss this rare opportunity to own a slice of CHQ Lake paradise – with the flexibility to enjoy it personally and profit from it when you’re away!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,039/mo

Real estate (PITI + HOA + PMI)
$4,409
Principal + interest$3,073
Property tax + insurance$1,156
PMI / 2nd mortgage$180
Utilities
$1,397
Heating + cooling$529
Internet + TV + phone$173
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$173
$5,039/mo TLC
Budget$5,539/mo
Remaining after TLC$500/mo
Purchase price
$479,000
Down payment
$23,950 (5%)
Loan amount
$455,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1970
Lot size
0.2353 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Well
HOA
Annual tax
$7,717
MLS #
R1608480
County
Chautauqua

At a glance

Air conditioning
Fireplace
Garage (2)
Waterfront

Home features

Appliances
DishwasherElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
GraniteCountersBedroomOnMainLevel
Exterior
GravelDriveway
Parking
AttachedGarage
Flooring
Hardwood, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Bemus Elementary
Middle
Other - See Remarks
High
Maple Grove Junior-Senior High

Neighborhood — 14712

MetricThis ZIPCountyUSA
Population2,48219,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density80395
Male1,2109,381,926147,432,321
Female1,2729,969,168151,655,844
Never Married3124,946,39163,775,926
Married1,3017,166,701123,120,365
Separated871,159,67312,639,686
Widowed2181,110,24515,467,586
Divorced1641,210,44823,075,029
Number Of House Hold9537,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age46.4936.5335.46
Median House Hold Income$49,607$49,847$48,276
Average House Hold Income$57,773$70,032$63,629
P C I$22,183$26,569$24,529
M D I$41,973$42,210$41,133
A T H E$48,180$54,185$50,898
S T R8.00%4.00%
W C J78.66%81.55%77.74%
(Zip) Code
14712

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/20/2025. Provided courtesy of PropertyMatch USA, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.