CCertihomes
436 Centre Street, Cape Vincent, NY 13618

$269,900

3 beds 2 baths 1,264 sqft Built 198883 days on marketActive

About this home

This beautifully remodeled 3-bedroom, 2-bath home has been thoughtfully updated and is officially ready for its next chapter. Located just a short walk from the heart of Cape Vincent and the scenic St. Lawrence River, this move-in ready property blends modern comfort with small-town charm. Inside, you'll love the refreshed layout featuring new windows that invite in natural light, stylish modern finishes, and a clean, cohesive design throughout. Whether you're settling in for the first time or making a fresh start, everything here feels ready for you to enjoy from day one. Square footage was added from the tax records as the garage was converted into a living room and bedroom. The partially finished basement adds flexibility to the layout, offering the perfect spot for a second living room, home office, personal gym, or even a game/media room—whatever fits your lifestyle. Step outside and discover even more to love. A large shed in the backyard provides excellent additional space—ideal for a workshop, hobby area, or just the extra storage every homeowner needs. One of the standout features of this property is the land situation: while the lot itself is easy to maintain, the land to the side and rear is owned by the Village—giving you the feel of an expansive backyard without the extra work. It’s the best of both worlds: low-maintenance living with plenty of breathing room. This home is perfect for anyone looking to enjoy a laid-back, community-oriented lifestyle without giving up the comfort and updates of modern living. Whether you’re downsizing, relocating, or simply ready for something new, this one checks all the boxes. Location! Updates! Move-in readiness! Homes like this don’t stay available for long. Reach out to find receive the full list of updates and come see for yourself what makes this Cape Vincent gem so special—and imagine the possibilities of making it yours.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,877/mo

Real estate (PITI + HOA + PMI)
$2,367
Principal + interest$1,732
Property tax + insurance$534
PMI / 2nd mortgage$101
Utilities
$1,034
Heating + cooling$365
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,877/mo TLC
Budget$5,000/mo
Remaining after TLC$2,123/mo
Purchase price
$269,900
Down payment
$13,495 (5%)
Loan amount
$256,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1988
Lot size
0.241 ac
Stories
1
Heating
Propane, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,875
MLS #
S1608511
County
Jefferson

At a glance

Basement

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigerator
Interior
KitchenIslandSolidSurfaceCountersMainLevelPrimaryPrimarySuite
Exterior
DeckGravelDrivewayPropaneTankLeased
Parking
NoGarageDriveway
Flooring
LuxuryVinyl, Tile, Varies
Roof
Metal
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13618

MetricThis ZIPCountyUSA
Population14219,351,094299,088,112
Population Change Since199029.00%8.00%20.00%
Population Density3395
Male929,381,926147,432,321
Female499,969,168151,655,844
Never Married474,946,39163,775,926
Married507,166,701123,120,365
Separated121,159,67312,639,686
Widowed61,110,24515,467,586
Divorced101,210,44823,075,029
Number Of House Hold367,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age38.4636.5335.46
Median House Hold Income$43,749$49,847$48,276
Average House Hold Income$48,352$70,032$63,629
P C I$17,279$26,569$24,529
M D I$34,999$42,210$41,133
A T H E$42,836$54,185$50,898
S T R7.75%4.00%
W C J79.17%81.55%77.74%
(Zip) Code
13618

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/22/2025. Provided courtesy of LPT Realty via Buffalo MLS. Information deemed reliable but not guaranteed.