CCertihomes
548 S Main Street, Elmira-City, NY 14904

$55,000

5 beds 3 baths 2,248 sqft Built 19000 days on marketActive

About this home

(Please Note: This home has been fully gutted and is currently in a raw state, which may pose potential safety risks. For liability and safety compliance, a waiver must be signed prior to any showings.) This is your opportunity to create a stunning, spacious home with all the major plans already in motion. Located in a desirable neighborhood, 548 S Main Street has been fully gutted down to the studs and is ready for a visionary buyer to bring it to life. The seller has already set the stage for a 5-bedroom, 2.5-bathroom layout, complete with an upstairs laundry area for added convenience. Whether you're an investor or a homeowner looking to customize every detail, this home offers complete flexibility. With no interior walls currently in place, you can build out the perfect floor plan to match your needs and style. A standout feature is the addition of a covered back deck, ideal for entertaining, relaxing, or enjoying your backyard space in all weather. The property also includes a one-bay garage that has been repaired and a 1-car carport, providing excellent parking options and extra storage. Situated on a generous 0.32-acre lot—the largest on the street—this property offers ample outdoor space with endless potential. Garden, expand, or simply enjoy the privacy and freedom that comes with owning such a sizable lot. This is more than a renovation project—it’s a rare chance to design a home from the ground up, exactly how you want it, with the heavy lifting already done. Don't miss your opportunity to bring your vision to life.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,550/mo

Real estate (PITI + HOA + PMI)
$739
Principal + interest$353
Property tax + insurance$365
PMI / 2nd mortgage$21
Utilities
$1,481
Heating + cooling$591
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,550/mo TLC
Budget$5,000/mo
Remaining after TLC$3,450/mo
Purchase price
$55,000
Down payment
$2,750 (5%)
Loan amount
$52,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.322 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,654
MLS #
R1608194
County
Chemung

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Interior
OtherSeeRemarks
Exterior
BlacktopDriveway
Parking
CarportDetachedGarage
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14904

MetricThis ZIPCountyUSA
Population11,94419,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density2,198395
Male5,6529,381,926147,432,321
Female6,2929,969,168151,655,844
Never Married2,6984,946,39163,775,926
Married4,2197,166,701123,120,365
Separated4691,159,67312,639,686
Widowed6931,110,24515,467,586
Divorced1,2471,210,44823,075,029
Number Of House Hold4,5027,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age34.8736.5335.46
Median House Hold Income$34,773$49,847$48,276
Average House Hold Income$41,040$70,032$63,629
P C I$15,691$26,569$24,529
M D I$30,790$42,210$41,133
A T H E$38,420$54,185$50,898
S T R8.00%4.00%
W C J77.96%81.55%77.74%
(Zip) Code
14904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/22/2025. Provided courtesy of Keller Williams Realty Southern Tier & Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.