CCertihomes
160 Reiss Road, Otsego, NY 13326

$939,900

4 beds 3 baths 3,640 sqft Built 20035 days on marketActive

About this home

EXCEPTIONAL CUSTOM COOPERSTOWN HOME WITH BEAUTIFUL LAKE VIEWS! This thoughtfully designed 2003 Colonial-style residence blends craftsmanship and energy efficiency, perched to take full advantage of the stunning views over Otsego Lake! Built with insulated concrete forms featuring a concrete core between layers of high-performance foam, this home delivers outstanding insulation and year-round comfort with minimal energy loss. A large front porch transitions into a screened-in area, ideal for lakeside dining or relaxing while taking in the scenery. Inside, rich hardwood floors flow throughout the main level, which offers a spacious, open layout designed for both everyday living and hosting guests. The main level includes a bright kitchen with a center island and breakfast nook and a charming bay window that brings in plenty of natural light. Just off the kitchen, the mudroom entry features a utility sink and powder room and provides access to both the garage and fenced in backyard. Upstairs, the primary suite is a bright and peaceful retreat with a private bath that includes a tiled walk-in shower, a soaking tub, double vanities and a generous walk-in closet. Three additional bedrooms share a full bath and a laundry room, sauna and extra storage are conveniently located on the same level. Oversized windows enhance the sense of space and natural light. The lower level is fully finished and mirrors the home’s full footprint. One portion is dedicated to mechanicals, while the rest offers flexible space for a home theater, fitness area, or recreation room. Outside, the grounds are beautifully landscaped with gardens, a tiled patio and open lawn. The attached two-car garage is oversized, providing ample room for storage or hobbies. Every detail of this home was carefully considered, resulting in a residence that is not only elegant and efficient but also perfectly move-in ready.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$7,295/mo

Real estate (PITI + HOA + PMI)
$6,597
Principal + interest$4,263
Property tax + insurance$1,982
PMI / 2nd mortgage$352
Utilities
$1,917
Heating + cooling$809
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$7,295/mo TLC
Budget$7,795/mo
Remaining after TLC$500/mo
Purchase price
$939,900
Down payment
$46,995 (5%)
Loan amount
$892,905
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
2003
Lot size
2.41 ac
Stories
2
Heating
Gas, Propane, RadiantFloor, Radiant
Cooling
WindowUnits
Water
Well
HOA
Annual tax
$11,905
MLS #
R1608464
County
Otsego

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherExhaustFanElectricWaterHeaterGasOvenGasRangeRangeRefrigeratorRangeHoodWasherWaterPurifierOwnedWaterSoftenerOwned
Interior
CeilingFansDenEatInKitchenSeparateFormalLivingRoomGraniteCountersCountryKitchenKitchenIslandKitchenFamilyRoomComboLivingDiningRoomSecondKitchenSaunaBathInPrimaryBedroom
Exterior
BlacktopDrivewayPropaneTankOwned
Parking
AttachedElectricityGarageStorageWorkshopInGarage
Flooring
CeramicTile, Hardwood, LuxuryVinyl, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

CulDeSac, Rectangular, RectangularLot, Secluded

Neighborhood — 13326

MetricThis ZIPCountyUSA
Population3,81019,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density36395
Male1,7999,381,926147,432,321
Female2,0119,969,168151,655,844
Never Married7654,946,39163,775,926
Married1,6347,166,701123,120,365
Separated2081,159,67312,639,686
Widowed3161,110,24515,467,586
Divorced3221,210,44823,075,029
Number Of House Hold1,5277,102,016111,826,380
Average House Hold Size2.382.642.60
Medial Age43.4736.5335.46
Median House Hold Income$40,416$49,847$48,276
Average House Hold Income$59,358$70,032$63,629
P C I$25,254$26,569$24,529
M D I$35,279$42,210$41,133
A T H E$49,029$54,185$50,898
S T R8.00%4.00%
W C J84.71%81.55%77.74%
(Zip) Code
13326

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/22/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.