CCertihomes
54 Beaver Street, Otsego, NY 13326

$589,000

4 beds 3 baths 2,249 sqft Built 189019 days on marketActive

About this home

CHARMING VILLAGE OF COOPERSTOWN HOME, STEPS FROM BASSETT HOSPITAL Here’s your chance to own a beautifully maintained, move-in ready home in the heart of Cooperstown! Just two blocks from Bassett Medical Center, this spacious 3+ bedroom, 2.5-bath home with an attached two-car garage is perfectly situated for walkable village living. Enjoy easy access to Main Street shops, Stagecoach Coffee, the Clark Sports Center and more. Abundant natural light fills the home through large windows, creating a warm and inviting atmosphere. The front sunroom offers a cozy three-season retreat, ideal for relaxing, working from home, or simply enjoying your morning coffee. A second flexible room off the kitchen can easily serve as a guest bedroom, office, or playroom. The main level also includes a formal dining room, an updated kitchen and sliding glass doors that open to a generously sized, fully fenced backyard, perfect for entertaining, gardening, or play. Upstairs, you’ll find three large bedrooms, two full baths, and a convenient second-floor laundry area. With low inventory in the Village of Cooperstown, this turn-key home is a rare find. Don’t miss it!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,760/mo

Real estate (PITI + HOA + PMI)
$5,113
Principal + interest$3,779
Property tax + insurance$1,113
PMI / 2nd mortgage$221
Utilities
$1,553
Heating + cooling$627
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$5,760/mo TLC
Budget$6,260/mo
Remaining after TLC$500/mo
Purchase price
$589,000
Down payment
$29,450 (5%)
Loan amount
$559,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1890
Lot size
0.24 ac
Stories
0
Heating
Oil, Baseboard, HotWater
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$5,930
MLS #
R1608463
County
Otsego

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricWaterHeaterGasCooktopGasOvenGasRangeMicrowaveRefrigeratorWasher
Interior
SeparateFormalDiningRoomEntranceFoyerCountryKitchenLivingDiningRoomPantryQuartzCountersSecondKitchenBedroomOnMainLevel
Exterior
BlacktopDrivewayEnclosedPorchPorchPrivateYardSeeRemarks
Parking
AttachedElectricityElectricVehicleChargingStationsGarageStorage
Flooring
CeramicTile, Hardwood, LuxuryVinyl, Tile, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13326

MetricThis ZIPCountyUSA
Population3,81019,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density36395
Male1,7999,381,926147,432,321
Female2,0119,969,168151,655,844
Never Married7654,946,39163,775,926
Married1,6347,166,701123,120,365
Separated2081,159,67312,639,686
Widowed3161,110,24515,467,586
Divorced3221,210,44823,075,029
Number Of House Hold1,5277,102,016111,826,380
Average House Hold Size2.382.642.60
Medial Age43.4736.5335.46
Median House Hold Income$40,416$49,847$48,276
Average House Hold Income$59,358$70,032$63,629
P C I$25,254$26,569$24,529
M D I$35,279$42,210$41,133
A T H E$49,029$54,185$50,898
S T R8.00%4.00%
W C J84.71%81.55%77.74%
(Zip) Code
13326

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 5/22/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.

54 Beaver Street · Otsego — $589,000 · Certihomes