CCertihomes
372 Diven Avenue, Elmira City, NY 14901

$89,900

5 beds 2 baths 2,584 sqft Built 187585 days on marketActive

About this home

The exterior doesn't tell the whole story of this beautifully maintained 2-unit that through the years has been totally gutted from the foundation up & out. Electric & Plumbing were replaced. Double Sheetrock ceilings. Fully insulated walls. All new windows (30 plus windows), roof approximately 17 years old, new hot water heaters in 2024/25. Separate utilities. Long-term tenants in downstairs apartment which has 2 large bedrooms, huge eat-in kitchen, living room, dining room, and laundry room. Upper apartment also has huge kitchen, 3 bedrooms plus bonus room, and laundry hookups. Lower apartment rent is below market value due to longevity of tenants. 48 hours notice to show. Both units are tenant occupied. Owner uncertain of exterior siding but does not believe it is asbestos (clapboard underneath).

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,893/mo

Real estate (PITI + HOA + PMI)
$1,018
Principal + interest$577
Property tax + insurance$407
PMI / 2nd mortgage$34
Utilities
$1,635
Heating + cooling$668
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,893/mo TLC
Budget$5,000/mo
Remaining after TLC$3,107/mo
Purchase price
$89,900
Down payment
$4,495 (5%)
Loan amount
$85,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1875
Lot size
0.2629 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,615
MLS #
R1609044
County
Chemung

Home features

Appliances
GasWaterHeater
Exterior
Fence
Parking
ParkingAvailableUnpaved
Flooring
Carpet, Laminate, LuxuryVinyl, Varies, Vinyl
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14901

MetricThis ZIPCountyUSA
Population18,49319,351,094299,088,112
Population Change Since1990-12.00%8.00%20.00%
Population Density506395
Male8,6549,381,926147,432,321
Female9,8389,969,168151,655,844
Never Married4,6664,946,39163,775,926
Married5,6757,166,701123,120,365
Separated1,6661,159,67312,639,686
Widowed1,4541,110,24515,467,586
Divorced1,6921,210,44823,075,029
Number Of House Hold6,9477,102,016111,826,380
Average House Hold Size2.402.642.60
Medial Age34.9736.5335.46
Median House Hold Income$30,777$49,847$48,276
Average House Hold Income$38,456$70,032$63,629
P C I$15,610$26,569$24,529
M D I$27,482$42,210$41,133
A T H E$36,862$54,185$50,898
S T R8.00%4.00%
W C J81.61%81.55%77.74%
(Zip) Code
14901

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/22/2025. Provided courtesy of Howard Hanna Elmira via Buffalo MLS. Information deemed reliable but not guaranteed.