CCertihomes
104 Main Street, Stamford, NY 12167

$500,000

16 beds 0 baths 5,200 sqft Built 190052 days on marketActive

About this home

PRICE IMPROVEMENT: A rare and versatile investment opportunity awaits in the heart of the Village of Stamford, where rental units are in high demand. This distinctive property spans a half-acre and features seven rental units across two separate buildings, offering excellent income potential in a highly walkable, sought-after location. Whether you're an investor or seeking a live-in property with supplemental income, this well-maintained complex presents endless possibilities. The front building houses four apartments, including a spacious ground-floor 3-bedroom, 1.5-bath unit with a kitchen island, dishwasher, private back deck, and patio. A comfortable 2-bedroom unit includes a laundry room, while a cozy studio offers access to a charming portico. A large 4-bedroom apartment features a finished attic, ideal for added living space or a fifth bedroom, along with a dishwasher. The building also offers basement access with potential for tenant storage, and a power lift chair for accessibility to the second floor. A brand-new boiler was installed in 2024. The rear building includes three additional units. One is currently used as a 3-bedroom, another is a 2-bedroom with a gas stove, and the third is a vacant 2-bedroom, 1-bath “owner’s apartment” with a private sitting deck—perfect for on-site living or premium rental income. All apartments are equipped with washers and dryers, thermal windows, and designated parking. Additional amenities include a large covered front porch, a back deck, a private patio, and a separate pole building ideal for storing maintenance equipment. Residents enjoy unparalleled convenience, just steps from the grocery store, restaurants, library, public pool, school, bus stop, and local shops. This is a rare chance to own a multi-unit property in one of Stamford’s most walkable and charming village settings.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,751/mo

Real estate (PITI + HOA + PMI)
$4,445
Principal + interest$3,208
Property tax + insurance$1,049
PMI / 2nd mortgage$188
Utilities
$2,798
Heating + cooling$1,246
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$5,751/mo TLC
Budget$6,251/mo
Remaining after TLC$500/mo
Purchase price
$500,000
Down payment
$25,000 (5%)
Loan amount
$475,000
APR
7.15%

Quick facts

Type
Other
Style
Year built
1900
Lot size
0.5 ac
Stories
3
Heating
Propane, Oil, Baseboard, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$4,606
MLS #
R1608693
County
Delaware

At a glance

Basement

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeGasOvenGasRangeOilWaterHeaterPropaneWaterHeaterRefrigeratorWasher
Interior
CeilingFansStorage
Exterior
BlacktopDrivewayDeckPatioPrivateYardSeeRemarksPropaneTankLeased
Community
OtherStorageFacilitiesSeeRemarks
Parking
OneSpaceDrivewayNoGarage
Flooring
Carpet, Hardwood, Laminate, LuxuryVinyl, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

IrregularLot, NearPublicTransit

Neighborhood — 12167

MetricThis ZIPCountyUSA
Population2,05119,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density35395
Male1,0019,381,926147,432,321
Female1,0509,969,168151,655,844
Never Married4364,946,39163,775,926
Married8997,166,701123,120,365
Separated1171,159,67312,639,686
Widowed1511,110,24515,467,586
Divorced1471,210,44823,075,029
Number Of House Hold8117,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age44.4836.5335.46
Median House Hold Income$36,403$49,847$48,276
Average House Hold Income$47,833$70,032$63,629
P C I$19,555$26,569$24,529
M D I$32,112$42,210$41,133
A T H E$42,488$54,185$50,898
S T R8.00%4.00%
W C J72.66%81.55%77.74%
(Zip) Code
12167

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/22/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.