CCertihomes
1302 Swart Road, Middletown, NY 12455

$499,000

3 beds 4 baths 2,898 sqft Built 19631 days on marketActive

About this home

Escape the ordinary in this enchanting 1963 mid-century modern retreat just outside Margaretville, set on 20 serene acres bordering 35 acres of pristine NYC DEP land. A rare find for those seeking character, this eclectic 3BR, 3.5BA home blends vintage charm with thoughtful updates—including a stunning newly renovated kitchen perfect for culinary inspiration. Spacious bonus rooms invite creativity, while the attached garage adds convenience. If you’re weary of cookie-cutter houses, you’ll fall in love with this home’s soul. A grand dairy barn, with a finished main floor, offers endless potential—studio, workshop, or what ever, Much love has been poured in, with just a bit left to make it your own. A true Catskills gem waiting to be discovered.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,095/mo

Real estate (PITI + HOA + PMI)
$4,291
Principal + interest$3,202
Property tax + insurance$902
PMI / 2nd mortgage$187
Utilities
$1,802
Heating + cooling$753
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$5,095/mo TLC
Budget$5,595/mo
Remaining after TLC$500/mo
Purchase price
$499,000
Down payment
$24,950 (5%)
Loan amount
$474,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
SplitLevel
Year built
1963
Lot size
20.1 ac
Stories
3
Heating
Gas, HotWater
Cooling
Water
Well
HOA
Annual tax
$4,017
MLS #
R1608890
County
Delaware

At a glance

Basement
Garage (1)

Home features

Appliances
DryerDishwasherGasCooktopGasOvenGasRangePropaneWaterHeaterRefrigeratorWasher
Interior
BreakfastAreaSeparateFormalDiningRoomSeparateFormalLivingRoomGraniteCountersBathInPrimaryBedroom
Exterior
DirtDriveway
Parking
AttachedGarage
Flooring
Hardwood, Tile, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

AdjacentToPublicLand, IrregularLot

Neighborhood — 12455

MetricThis ZIPCountyUSA
Population2,33719,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density33395
Male1,1539,381,926147,432,321
Female1,1849,969,168151,655,844
Never Married4444,946,39163,775,926
Married1,0397,166,701123,120,365
Separated1311,159,67312,639,686
Widowed1401,110,24515,467,586
Divorced2161,210,44823,075,029
Number Of House Hold9347,102,016111,826,380
Average House Hold Size2.472.642.60
Medial Age44.6336.5335.46
Median House Hold Income$36,388$49,847$48,276
Average House Hold Income$49,541$70,032$63,629
P C I$19,991$26,569$24,529
M D I$32,028$42,210$41,133
A T H E$43,431$54,185$50,898
S T R8.00%4.00%
W C J79.97%81.55%77.74%
(Zip) Code
12455

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/22/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.

1302 Swart Road · Middletown — $499,000 · Certihomes