CCertihomes
4 South Street, Belfast, NY 14711

$99,500

4 beds 2 baths 2,080 sqft Built 193077 days on marketActive

About this home

Great potential with this 2 family home located in Belfast NY, Allegany County. This spacious two-story home sits on over a half an acre and offers 2, 080 square feet of living space. The property has been converted into a two-family residence making it ideal for rental income, extended family living, or future renovation into a single-family home. The upstairs unit features approximately 1, 040 square feet with two to three bedrooms, a full bathroom, and a galley-style kitchen. The downstairs unit includes one bedroom, a full bathroom with laundry hookups, a kitchen, living room, and dining room. Both units benefit from high ceilings and plenty of natural light. The full basement houses updated mechanicals including a newer on-demand hot water system, a new hot water tank, and a water softener. Outside, the home includes a spacious wrap-around porch perfect for enjoying the outdoors. A large barn with an upper level offers additional storage or potential workspace. This property is located within walking distance of Belfast School and Main Street, and is just a 15-minute drive to Houghton College. With all new replacement windows already installed, this home has a solid foundation and strong potential. It is being sold as-is, and is ready for the next owner to bring their vision to life.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,986/mo

Real estate (PITI + HOA + PMI)
$1,258
Principal + interest$638
Property tax + insurance$583
PMI / 2nd mortgage$37
Utilities
$1,347
Heating + cooling$524
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,986/mo TLC
Budget$5,000/mo
Remaining after TLC$3,014/mo
Purchase price
$99,500
Down payment
$4,975 (5%)
Loan amount
$94,525
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1930
Lot size
0.55 ac
Stories
2
Heating
Gas, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$4,887
MLS #
S1609307
County
Allegany

At a glance

Basement

Home features

Appliances
DishwasherElectricCooktopGasWaterHeaterWasher
Interior
CeilingFansCathedralCeilingsGalleyKitchenCountryKitchenMainLevelPrimary
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Carpet, Laminate, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

FlagLot, ResidentialLot

Neighborhood — 14711

MetricThis ZIPCountyUSA
Population2,51019,351,094299,088,112
Population Change Since19905.00%8.00%20.00%
Population Density63395
Male1,2699,381,926147,432,321
Female1,2419,969,168151,655,844
Never Married4644,946,39163,775,926
Married1,1327,166,701123,120,365
Separated871,159,67312,639,686
Widowed1531,110,24515,467,586
Divorced1661,210,44823,075,029
Number Of House Hold9227,102,016111,826,380
Average House Hold Size2.722.642.60
Medial Age36.4536.5335.46
Median House Hold Income$34,752$49,847$48,276
Average House Hold Income$45,943$70,032$63,629
P C I$16,876$26,569$24,529
M D I$30,813$42,210$41,133
A T H E$41,384$54,185$50,898
S T R8.50%4.00%
W C J82.37%81.55%77.74%
(Zip) Code
14711

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 5/23/2025. Provided courtesy of Landquest Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.