CCertihomes
103 Onondaga Road, Webb, NY 13420

$529,000

3 beds 2 baths 1,404 sqft Built 199356 days on marketActive

About this home

This year-round, charming Cape Cod, with deeded lake rights has all the comforts for life in the Adirondacks. This 3 bedroom, 2 bath, open floor plan makes this home a place you never want to leave. The cozy living room features a handsome cobblestone wall with gas fireplace. Dining area large enough to gather round for supper or to host game nights. The kitchen, with cupboards galore, impressive granite countertops and breakfast bar is accommodating to prepare any meal. Included on the main floor, is a spacious bedroom, full bath and laundry for easy living. Upstairs, two additional bedrooms, full bath and closet space throughout. Walk out onto the covered deck and enjoy the mountain air. HEATED 2 car garage with drive thru overhead door. Included with this property, Hollywood Hills Association access to the beach and boat launch for annual membership fee. Most furnishings are included (please see attachment for details). The mountains are calling at this affordable price!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,769/mo

Real estate (PITI + HOA + PMI)
$4,327
Principal + interest$3,394
Property tax + insurance$735
PMI / 2nd mortgage$198
Utilities
$1,085
Heating + cooling$387
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$4,769/mo TLC
Budget$5,269/mo
Remaining after TLC$500/mo
Purchase price
$529,000
Down payment
$26,450 (5%)
Loan amount
$502,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1993
Lot size
0.21 ac
Stories
0
Heating
Propane, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$2,474
MLS #
S1606415
County
Herkimer

At a glance

Fireplace
Garage (2)
Waterfront

Home features

Appliances
DryerElectricWaterHeaterGasOvenGasRangeMicrowaveRefrigeratorWasher
Interior
BreakfastBarCeilingFansEntranceFoyerSeparateFormalLivingRoomGraniteCountersCountryKitchenKitchenFamilyRoomComboLivingDiningRoomPartiallyFurnishedNaturalWoodworkBedroomOnMainLevelMainLevelPrimaryProgrammableThermostat
Exterior
DirtDrivewayDeckGravelDrivewayPropaneTankLeased
Parking
AttachedGarage
Flooring
Carpet, CeramicTile, Hardwood, Tile, Varies, Vinyl
Roof
Asphalt
Sewer
SepticTank

Lot features

CornerLot, PieShapedLot, Wooded

Neighborhood — 13420

MetricThis ZIPCountyUSA
Population28619,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density9395
Male1409,381,926147,432,321
Female1469,969,168151,655,844
Never Married604,946,39163,775,926
Married1377,166,701123,120,365
Separated51,159,67312,639,686
Widowed171,110,24515,467,586
Divorced261,210,44823,075,029
Number Of House Hold1237,102,016111,826,380
Average House Hold Size2.322.642.60
Medial Age44.2336.5335.46
Median House Hold Income$40,749$49,847$48,276
Average House Hold Income$46,779$70,032$63,629
P C I$20,146$26,569$24,529
M D I$34,374$42,210$41,133
A T H E$41,889$54,185$50,898
S T R8.00%4.00%
W C J75.76%81.55%77.74%
(Zip) Code
13420

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/23/2025. Provided courtesy of Howard Hanna Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.