CCertihomes
31233 Elm Ridge Road, Le Ray, NY 13637

$465,000

4 beds 3 baths 2,400 sqft Built 202533 days on marketActive

About this home

Why would you ever buy used when you can buy new? This home will be in place by the end of August! This is a 2x6 stick built modular home - all built inside! How about enjoying your scenic Indian River waterfront home? This home will come with your pick of granite counter top color, siding color, and lvp flooring color - if bought by the end of May. Yes, this is a 5.8 acre lot with a 4 bedroom 2.5 bath set up. Listing agent will send you the layout upon request. You simply wont beat this deal and its brand new! This wont last - lets get it done!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,330/mo

Real estate (PITI + HOA + PMI)
$3,673
Principal + interest$2,984
Property tax + insurance$515
PMI / 2nd mortgage$174
Utilities
$1,479
Heating + cooling$590
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,330/mo TLC
Budget$5,000/mo
Remaining after TLC$670/mo
Purchase price
$465,000
Down payment
$23,250 (5%)
Loan amount
$441,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
ModularPrefab, TwoStory
Year built
2025
Lot size
5.8 ac
Stories
2
Heating
Propane, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$2
MLS #
S1607609
County
Jefferson

At a glance

Garage (2)
Waterfront
New construction

Home features

Appliances
DishwasherElectricCooktopElectricWaterHeaterMicrowaveRefrigerator
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomGraniteCountersBathInPrimaryBedroomMainLevelPrimary
Parking
AttachedGarageNoDriveway
Flooring
LuxuryVinyl
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 13637

MetricThis ZIPCountyUSA
Population1,81519,351,094299,088,112
Population Change Since199027.00%8.00%20.00%
Population Density48395
Male9229,381,926147,432,321
Female8929,969,168151,655,844
Never Married3474,946,39163,775,926
Married7597,166,701123,120,365
Separated701,159,67312,639,686
Widowed651,110,24515,467,586
Divorced1261,210,44823,075,029
Number Of House Hold6087,102,016111,826,380
Average House Hold Size2.952.642.60
Medial Age29.9636.5335.46
Median House Hold Income$39,778$49,847$48,276
Average House Hold Income$49,003$70,032$63,629
P C I$16,732$26,569$24,529
M D I$34,510$42,210$41,133
A T H E$43,166$54,185$50,898
S T R7.75%4.00%
W C J77.03%81.55%77.74%
(Zip) Code
13637

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 5/23/2025. Provided courtesy of Bridgeview Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.