CCertihomes
198 GARDENIER Road, Oswego, NY 13126

$224,900

3 beds 3 baths 2,512 sqft Built 196182 days on marketActive

About this home

Looking for a great opportunity? Look no more! This property has tons of potential and is average in living space size for the neighborhood. It is located close to main roads with easy access to local amenities, such as shopping, banking, schools, and various eateries. Per our BPO/TAX describe the property as a SFR(hi-ranch) built in 1961. It has a GLA of approx.2512 and has 3 bedroom and 2.5baths, full/unfinished basement and 4-det Garage. The property is on 56, 628 Sq ft lot *** Seller cannot guarantee access at any given time. Offers may be made sight unseen ***

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,154/mo

Real estate (PITI + HOA + PMI)
$2,274
Principal + interest$1,443
Property tax + insurance$747
PMI / 2nd mortgage$84
Utilities
$1,718
Heating + cooling$696
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$3,154/mo TLC
Budget$5,000/mo
Remaining after TLC$1,846/mo
Purchase price
$224,900
Down payment
$11,245 (5%)
Loan amount
$213,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1961
Lot size
1.3 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
NotConnected, Public
HOA
Annual tax
$5,295
MLS #
S1609407
County
Oswego

At a glance

Basement
Garage (4)

Home features

Appliances
SeeRemarksWaterHeater
Interior
OtherSeeRemarks
Exterior
SeeRemarks
Parking
DetachedGarage
Flooring
Other, SeeRemarks

Lot features

IrregularLot, Other, SeeRemarks

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/23/2025. Provided courtesy of REALHome Services & Solutions via Buffalo MLS. Information deemed reliable but not guaranteed.