CCertihomes
5 Evergreen Street, Cortland, NY 13045

$99,900

3 beds 2 baths 1,280 sqft Built 190083 days on marketActive

About this home

Charming woodwork, central location and wonderful layout are all reasons you don't want to miss this home at 5 Evergreen. The property has potential to be a show stopper with a little TLC. The first floor has a spacious kitchen, formal dining area, living room and powder room. Upstairs has three ample sized bedrooms and one full bathroom.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,684/mo

Real estate (PITI + HOA + PMI)
$1,090
Principal + interest$641
Property tax + insurance$412
PMI / 2nd mortgage$37
Utilities
$1,074
Heating + cooling$385
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,684/mo TLC
Budget$5,000/mo
Remaining after TLC$3,316/mo
Purchase price
$99,900
Down payment
$4,995 (5%)
Loan amount
$94,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1900
Lot size
0.0912 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,237
MLS #
S1609167
County
Cortland

At a glance

Basement
Garage (1)

Home features

Appliances
GasWaterHeater
Interior
EatInKitchenSeparateFormalLivingRoom
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Carpet, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13045

MetricThis ZIPCountyUSA
Population28,78519,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density273395
Male13,7149,381,926147,432,321
Female15,0709,969,168151,655,844
Never Married9,0554,946,39163,775,926
Married9,6337,166,701123,120,365
Separated1,8741,159,67312,639,686
Widowed1,7491,110,24515,467,586
Divorced2,1291,210,44823,075,029
Number Of House Hold10,1437,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age31.8336.5335.46
Median House Hold Income$34,625$49,847$48,276
Average House Hold Income$44,673$70,032$63,629
P C I$16,699$26,569$24,529
M D I$30,687$42,210$41,133
A T H E$40,548$54,185$50,898
S T R8.00%4.00%
W C J78.84%81.55%77.74%
(Zip) Code
13045

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/23/2025. Provided courtesy of eXp Realty via Buffalo MLS. Information deemed reliable but not guaranteed.