CCertihomes
543 Middlefield Road, Westford, NY 12155

$215,000

2 beds 1 baths 975 sqft Built 196072 days on marketActive

About this home

Charming Country Cottage on 3.5 Acres with Direct Trail Access! Escape to the tranquility of country living with this enchanting 2-bedroom, 1-bath cottage set on two parcels totaling nearly 3.5 acres with opportunity for future development. Perfectly positioned between a State Park and expansive State Land, this unique retreat offers year-round outdoor adventure just steps from your door—including direct access to a scenic multi-use trail system featuring ponds, ravines, and even a waterfall. Inside, thoughtful custom touches enhance the home’s rustic charm. French doors lead to a bright full season sunroom, while half café doors and a pyramid window add whimsical charm to the kitchen. A cozy red brick fireplace anchors the living space, complemented by exposed wood beams that bring warmth and timeless character. Details like an octagon window and a sun-drenched deck with Sunsplash corners create a welcoming atmosphere. Outside, perennial gardens bloom with vibrant flowers that attract rare butterflies and hummingbirds, while wild blackberries offer delicious treats right from the vine. Equipped with a one-car garage, a two-stall horse stable with water & electric, and a tack room, this property is ideal for equestrian enthusiasts or anyone seeking a peaceful rural lifestyle. Whether you're looking for a serene homestead or a nature lover's paradise, this one-of-a-kind property is truly something special. All of this is just a short drive from world-renowned Cooperstown, home to the National Baseball Hall of Fame, Otsego Lake, charming shops, museums, and cultural attractions. Enjoy the perfect blend of secluded country living and convenient access to one of New York’s most iconic destinations.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,283/mo

Real estate (PITI + HOA + PMI)
$1,857
Principal + interest$1,380
Property tax + insurance$396
PMI / 2nd mortgage$81
Utilities
$834
Heating + cooling$269
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$2,283/mo TLC
Budget$5,000/mo
Remaining after TLC$2,717/mo
Purchase price
$215,000
Down payment
$10,750 (5%)
Loan amount
$204,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1960
Lot size
3.42 ac
Stories
1
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$1,955
MLS #
R1610148
County
Otsego

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
BreakfastBarCountryKitchenBedroomOnMainLevel
Exterior
DirtDrivewayDeck
Community
TrailsPaths
Parking
DetachedElectricityGarageStorageGarageDoorOpener
Flooring
Carpet, Hardwood, Varies, Vinyl
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 12155

MetricThis ZIPCountyUSA
Population1,40319,351,094299,088,112
Population Change Since199010.00%8.00%20.00%
Population Density23395
Male6929,381,926147,432,321
Female7109,969,168151,655,844
Never Married2714,946,39163,775,926
Married6857,166,701123,120,365
Separated461,159,67312,639,686
Widowed1081,110,24515,467,586
Divorced721,210,44823,075,029
Number Of House Hold5327,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age40.9936.5335.46
Median House Hold Income$37,783$49,847$48,276
Average House Hold Income$43,047$70,032$63,629
P C I$16,325$26,569$24,529
M D I$33,101$42,210$41,133
A T H E$39,689$54,185$50,898
S T R8.00%4.00%
W C J78.22%81.55%77.74%
(Zip) Code
12155

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/28/2025. Provided courtesy of CARE Brokerage via Buffalo MLS. Information deemed reliable but not guaranteed.