CCertihomes
526 Central Avenue, Dunkirk, NY 14048

$299,900

4 beds 2 baths 2,302 sqft Built 190263 days on marketActive

About this home

526 Central Ave – where history, heart, and home come together! This iconic 1902 Craftsman has been lovingly maintained by the same family for generations, and now it’s ready to welcome its next chapter. If you’ve been waiting for your chance to own a piece of local history on one of Dunkirk’s most admired row of homes, this is it! Step inside and fall in love with the classic elegance paired perfectly with warm, inviting craftsmanship. With original woodwork and tall ceilings, this home is a rare find! The custom cherry wood and granite kitchen is complete with an island and open dining space that’s ideal for hosting and entertaining. The spacious light-filled living room has original glass-paned French doors and a fireplace feature. The study off the foyer also features original glass-paned French doors. Upstairs, a spacious landing connects four sizable bedrooms—each with its own charm, including bay windows, a walk-in closet, and a lovely fireplace feature. The newly remodeled full bath offers a deep soaking alcove tub and timeless finishes. At the front of the house you’ll find a large covered brick porch tucked behind lush landscaping that provides plenty of privacy from the main road. At the back of the house, you’ll find a sunny bonus room with sliding doors that open to a multi-level outdoor living space: an elevated deck, a large patio, and a backyard that flows seamlessly into a wide driveway with tons of parking and room for outdoor activities. Need more space? The full basement offers loads of storage and a newly finished bonus room. The walk-up craftsman attic adds even more storage potential- or a creative project waiting to happen! All of this just five blocks from Lake Erie and the Dunkirk Marina & Pier. Come see what makes this historic gem truly special!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,578/mo

Real estate (PITI + HOA + PMI)
$2,840
Principal + interest$1,924
Property tax + insurance$804
PMI / 2nd mortgage$112
Utilities
$1,517
Heating + cooling$609
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,578/mo TLC
Budget$5,000/mo
Remaining after TLC$1,422/mo
Purchase price
$299,900
Down payment
$14,995 (5%)
Loan amount
$284,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Craftsman, TwoStory
Year built
1902
Lot size
0.2383 ac
Stories
2
Heating
Gas, Radiant
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$5,296
MLS #
R1596813
County
Chautauqua

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
AppliancesNegotiableDryerDishwasherGasCooktopGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
CedarClosetsDenSeparateFormalDiningRoomSeparateFormalLivingRoomGraniteCountersKitchenIslandNaturalWoodwork
Exterior
ConcreteDrivewayDeckFencePatio
Parking
DetachedElectricityGarage
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14048

MetricThis ZIPCountyUSA
Population17,04319,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density719395
Male8,5889,381,926147,432,321
Female8,4559,969,168151,655,844
Never Married4,6544,946,39163,775,926
Married5,9287,166,701123,120,365
Separated9261,159,67312,639,686
Widowed1,3161,110,24515,467,586
Divorced1,3181,210,44823,075,029
Number Of House Hold6,2787,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age34.9636.5335.46
Median House Hold Income$32,499$49,847$48,276
Average House Hold Income$44,258$70,032$63,629
P C I$17,366$26,569$24,529
M D I$28,953$42,210$41,133
A T H E$40,331$54,185$50,898
S T R8.00%4.00%
W C J76.14%81.55%77.74%
(Zip) Code
14048

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 5/28/2025. Provided courtesy of Howard Hanna Holt - Fredonia via Buffalo MLS. Information deemed reliable but not guaranteed.