CCertihomes
427 Flower Avenue E, Watertown City, NY 13601

$244,900

4 beds 2 baths 2,153 sqft Built 186046 days on marketActive

About this home

Charming and spacious 4-bedroom, 2 full bath home located in the City of Watertown. This well-maintained property blends old-world charm with modern updates and features a first-floor primary bedroom, original hardwood floors, and spacious walk-in closets for added convenience. Is a covered front porch a must have? If so you don't want to miss this one for morning coffee or evening relaxation time. The home offers multiple living spaces, including a formal dining room, cozy living room, and a family room—perfect for entertaining. The modern kitchen is designed for both function and style, while the gas fireplace adds a warm, welcoming touch. Upstairs, you'll find a dedicated laundry room and generously sized bedrooms. Outdoor features include a private inground pool, blacktop driveway, and detached garage. Utilities include natural gas heat, public water, and public sewer. With classic character, bright natural light, and modern amenities, this home offers the best of both worlds in a convenient city location. Located less than 8 miles to the Fort Drum Iraqi Freedom gate. The seller will offer cash back at closing to have a new pool liner installed. Don’t miss your chance to make this Watertown gem your new home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,997/mo

Real estate (PITI + HOA + PMI)
$2,245
Principal + interest$1,571
Property tax + insurance$582
PMI / 2nd mortgage$92
Utilities
$1,505
Heating + cooling$603
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,997/mo TLC
Budget$5,000/mo
Remaining after TLC$2,003/mo
Purchase price
$244,900
Down payment
$12,245 (5%)
Loan amount
$232,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1860
Lot size
0.25 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,271
MLS #
S1610217
County
Jefferson

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigerator
Interior
SeparateFormalLivingRoomCountryKitchenKitchenIslandMainLevelPrimary
Exterior
BlacktopDrivewayPool
Parking
DetachedGarage
Pool
InGround
Flooring
Carpet, Hardwood, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/28/2025. Provided courtesy of TLC Real Estate LLC - Carthage via Buffalo MLS. Information deemed reliable but not guaranteed.