CCertihomes
816 Main Street, Franklin, NY 13775

$449,900

4 beds 2 baths 2,850 sqft Built 189012 days on marketActive

About this home

COMPLETELY RENOVATED! This home has been thoroughly refurbished into a stunning contemporary home over the past few years. Using some of the ORIGINAL 1800 HAND HUED BEAMS intertwined with modern renovations completes this ultimate stylish home. Completely gutted and REBUILT FROM THE ROOF to the FLOOR JOISTS, INTERIOR WALLS, WINDOWS, HEATING, INSULATION, PLUMBING and ELECTRICAL. You name it, it’s been done! There are stunning LIFE PROOF FLOORING throughout and CEREAMIC TILE FLOORING as well. This amazing 4 BEDROOM 2 BATH home has an OPEN FLOOR PLAN with a warm and cozy feel. You’ll find the kitchen to be fashionable with a LARGE KITCHEN ISLAND, including STOOLS, NEW APPLIANCES and plenty of cabinets with GRANITE COUNTER TOPS. The openness of this home brings everyone together with a spacious living room and VAULTED CEILING. There is a separate DINING AREA and OFFICE AREA as well. Looking for a FIRST FLOOR BEDROOM? This has it, along with first floor bathroom and laundry room. Upstairs you’ll find a spacious foyer or reading area along with 3 bedrooms and full bath. Each bedroom has its own unique feel and NICE CLOSET SPACE. The full bath has a SOAKER CLAW FOOT TUB and shower with ceramic tile flooring. Outside there is spacious DECK and back yard with a FIRE PIT area. There’s also a nice FRONT PORCH with beautiful window boxes adding to the wonderful curb appeal of this lovey home. Currently used as an Airbnb this home would certainly make the perfect year round home. Everything is brand new! Furniture is negotiable! Minutes to Oneonta, Cooperstown All Star Village, 1 hr 15 minutes to ski resorts and 3 hrs 15 mins to NYC.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,660/mo

Real estate (PITI + HOA + PMI)
$3,808
Principal + interest$2,887
Property tax + insurance$752
PMI / 2nd mortgage$169
Utilities
$1,849
Heating + cooling$770
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$4,660/mo TLC
Budget$5,160/mo
Remaining after TLC$500/mo
Purchase price
$449,900
Down payment
$22,495 (5%)
Loan amount
$427,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1890
Lot size
0.5 ac
Stories
2
Heating
Propane, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$2,763
MLS #
R1610411
County
Delaware

At a glance

Basement

Home features

Appliances
DryerDishwasherExhaustFanElectricOvenElectricRangePropaneWaterHeaterRefrigeratorRangeHoodWasher
Interior
CeilingFansCathedralCeilingsEatInKitchenSeparateFormalLivingRoomGraniteCountersKitchenIslandSolidSurfaceCountersBedroomOnMainLevel
Exterior
DeckGravelDrivewayPropaneTankLeased
Parking
NoGarage
Flooring
Other, SeeRemarks
Roof
Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13775

MetricThis ZIPCountyUSA
Population89719,351,094299,088,112
Population Change Since19903.00%8.00%20.00%
Population Density18395
Male4439,381,926147,432,321
Female4549,969,168151,655,844
Never Married1494,946,39163,775,926
Married4217,166,701123,120,365
Separated201,159,67312,639,686
Widowed811,110,24515,467,586
Divorced701,210,44823,075,029
Number Of House Hold3427,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age41.2736.5335.46
Median House Hold Income$39,456$49,847$48,276
Average House Hold Income$58,248$70,032$63,629
P C I$22,314$26,569$24,529
M D I$34,687$42,210$41,133
A T H E$48,443$54,185$50,898
S T R8.00%4.00%
W C J86.40%81.55%77.74%
(Zip) Code
13775

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/28/2025. Provided courtesy of Oneonta Realty, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.