CCertihomes
455 Monroe Street, Buffalo, NY 14212

$148,000

4 beds 2 baths 1,430 sqft Built 191050 days on marketActive

About this home

Located in the heart of Downtown Buffalo, this delightful 4-bedroom, 2-bath home offers comfort, charm and convenience. Situated on a spacious double lot, the property features a large yard perfect for outdoor enjoyment, gardening and future expansion. New roof and hot water tank installed in August of 2024. The interior has been recently painted and the flooring is partially new. A standout feature is the spacious double lot with 1 car garage. Open house on Saturday 5/31/25 and Sunday 6/1/25 from 1-3pm. Showings begin on 5/31/25 at 1pm and all offers, if any, are due 6/7/25.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,834/mo

Real estate (PITI + HOA + PMI)
$1,270
Principal + interest$950
Property tax + insurance$264
PMI / 2nd mortgage$56
Utilities
$1,050
Heating + cooling$372
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$1,834/mo TLC
Budget$5,000/mo
Remaining after TLC$3,166/mo
Purchase price
$148,000
Down payment
$7,400 (5%)
Loan amount
$140,600
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Bungalow, CapeCod, TwoStory
Year built
1910
Lot size
0.0626 ac
Stories
0
Heating
Gas, Gravity
Cooling
Water
Connected, Public
HOA
Annual tax
$846
MLS #
B1610330
County
Erie

At a glance

Basement
Garage (1)

Home features

Appliances
GasWaterHeater
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
ConcreteDriveway
Parking
DetachedGarage
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14212

MetricThis ZIPCountyUSA
Population15,39219,351,094299,088,112
Population Change Since1990-24.00%8.00%20.00%
Population Density6,728395
Male7,2929,381,926147,432,321
Female8,1009,969,168151,655,844
Never Married4,8444,946,39163,775,926
Married3,8357,166,701123,120,365
Separated8711,159,67312,639,686
Widowed1,2801,110,24515,467,586
Divorced1,2821,210,44823,075,029
Number Of House Hold6,8307,102,016111,826,380
Average House Hold Size2.252.642.60
Medial Age35.8136.5335.46
Median House Hold Income$21,138$49,847$48,276
Average House Hold Income$28,876$70,032$63,629
P C I$12,824$26,569$24,529
M D I$19,761$42,210$41,133
A T H E$31,189$54,185$50,898
S T R8.75%4.00%
W C J75.43%81.55%77.74%
(Zip) Code
14212

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/28/2025. Provided courtesy of Howard Hanna WNY Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.