CCertihomes
490 Oxford Street, Rochester, NY 14607

$539,000

6 beds 4 baths 3,642 sqft Built 190010 days on marketActive

About this home

490-492 OXFORD STREET. OPEN HOUSE SAT. JUNE 7th 2-4 PM. Very desirable Park Avenue district: take a walk down the Oxford Mall to your favorite spots. Investors and owner occupants ... come take a look at the multi family offering. TOO MUCH OFF STREET PARKING !!! Roomy paved parking area has plenty of room for your tenants to PARK OFF STREET 365 DAYS a YEAR. Tax rolls list this property as a "TRIPLEX", the structure can easily be utilized for use as a 4 unit today, with 4 kitchens ( stoves, refrigerators included ), with 2 units on the 2nd floor and 2 units on the first floor. Landlord owned Coin op washer and dryer will transfer with the premises. APT. 492A 2 bedroom rented for $950.00/month. APT 492C 2 bedroom rented for $915.00/ month. The 2 other potential units are vacant 1 bedrooms. Replacement Thermopane windows throughout. The front porch, upstairs deck, & exterior steps were completely rebuilt in 2019. Another portion of the roof was replaced in 2024. Charming historic home features a private 2nd floor balcony. WE DID MENTION OFF STREET PARKING RIGHT ?!?! This HIGH DEMAND parking provides you and your tenants with good peace of mind. NO hunting around for parking, comfortably park 8 cars on the property. Rents include heat, water, refuse, parking, lawn and snow removal. Each unit has their own electric water heater, tenants pay their own separately metered electric. Each unit has their own entrance. No C of O provided by the seller, seller desires AS IS offers. Rent Roll available upon request. Units 1 and 3 on MLS information sheet are vacant. Existing survey map available. GREAT INVESTMENT OPPORTUNITY. Listing agent related to the seller. SHOWN BY THE PUBLISHED SCHEDULE: OPEN Thursday June 5th 5-6 PM. OPEN Saturday June 7th, 25 2-4PM. OFFERS REQUIRE PROOF OF FINANCING. Owner may consider financing with minimum of 50% down at closing. Offers presented when submitted.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,994/mo

Real estate (PITI + HOA + PMI)
$5,043
Principal + interest$3,458
Property tax + insurance$1,383
PMI / 2nd mortgage$202
Utilities
$2,113
Heating + cooling$902
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$5,994/mo TLC
Budget$6,494/mo
Remaining after TLC$500/mo
Purchase price
$539,000
Down payment
$26,950 (5%)
Loan amount
$512,050
APR
7.15%

Quick facts

Type
MultiFamily
Style
Triplex
Year built
1900
Lot size
0.18 ac
Stories
2
Heating
Gas, Radiant, Steam
Cooling
Water
Connected, Public
HOA
Annual tax
$9,002
MLS #
R1610093
County
Monroe

At a glance

Basement

Home features

Appliances
ElectricWaterHeaterGasWaterHeater
Interior
CeilingFansBedroomOnMainLevel
Exterior
Fence
Parking
CommonPavedParkingAvailableTwoOrMoreSpaces
Flooring
Hardwood, Laminate, Varies
Roof
Architectural, Composition, Shingle
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14607

MetricThis ZIPCountyUSA
Population16,46619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density8,913395
Male8,5829,381,926147,432,321
Female7,8849,969,168151,655,844
Never Married9,1574,946,39163,775,926
Married2,8397,166,701123,120,365
Separated9431,159,67312,639,686
Widowed8411,110,24515,467,586
Divorced1,6031,210,44823,075,029
Number Of House Hold9,9727,102,016111,826,380
Average House Hold Size1.562.642.60
Medial Age31.0536.5335.46
Median House Hold Income$33,947$49,847$48,276
Average House Hold Income$49,926$70,032$63,629
P C I$32,144$26,569$24,529
M D I$30,060$42,210$41,133
A T H E$43,369$54,185$50,898
S T R8.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
14607

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/28/2025. Provided courtesy of Howard Hanna Lake Group via Buffalo MLS. Information deemed reliable but not guaranteed.