CCertihomes
197 Stafford Avenue, Sangerfield, NY 13480

$259,900

6 beds 4 baths 5,463 sqft Built 187077 days on marketActive

About this home

OPPORTUNITY KNOCKS...LIVE MORTGAGE FREE IN THIS 1870 ITALIANATE! This wonderful three family home is loaded with architectural design and historical character and has served for many years as a single family residence, a doctors office and most recently as a three family dwelling with ample unused space for a fourth apartment. The flexible floor plan offers various possibilities, it can continue to serve as a lucrative income property generating $31, 800. yearly with each unit having separate utilities with ample parking available as well as a 2 car garage, or perhaps a single family residence with rental apartment to supplement your mortgage payment or even a home business. The second floor apartment has been recently renovated including, flooring, paint and much more... Situated in a convenient village location just a short drive form New Hartford and Utica and it is within walking distance to all village amenities. This is just the income property that you have been waiting for!!!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,112/mo

Real estate (PITI + HOA + PMI)
$2,593
Principal + interest$1,668
Property tax + insurance$828
PMI / 2nd mortgage$97
Utilities
$3,039
Heating + cooling$1,365
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$4,112/mo TLC
Budget$5,000/mo
Remaining after TLC$888/mo
Purchase price
$259,900
Down payment
$12,995 (5%)
Loan amount
$246,905
APR
7.15%

Quick facts

Type
MultiFamily
Style
Triplex
Year built
1870
Lot size
0.3332 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,391
MLS #
S1610423
County
Oneida

At a glance

Basement
Garage (2)

Home features

Appliances
ElectricWaterHeater
Interior
EntranceFoyer
Parking
GarageGravelTwoOrMoreSpaces
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
RolledHotMop
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13480

MetricThis ZIPCountyUSA
Population3,52119,351,094299,088,112
Population Change Since199023.00%8.00%20.00%
Population Density54395
Male1,7739,381,926147,432,321
Female1,7479,969,168151,655,844
Never Married7024,946,39163,775,926
Married1,5317,166,701123,120,365
Separated1141,159,67312,639,686
Widowed2011,110,24515,467,586
Divorced2631,210,44823,075,029
Number Of House Hold1,2397,102,016111,826,380
Average House Hold Size2.832.642.60
Medial Age37.3836.5335.46
Median House Hold Income$40,753$49,847$48,276
Average House Hold Income$47,764$70,032$63,629
P C I$16,838$26,569$24,529
M D I$35,468$42,210$41,133
A T H E$42,415$54,185$50,898
S T R9.00%4.00%
W C J70.63%81.55%77.74%
(Zip) Code
13480

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/29/2025. Provided courtesy of Lemery Realty via Buffalo MLS. Information deemed reliable but not guaranteed.