CCertihomes
1031 Main Street, Middletown, NY 12455

$299,000

3 beds 2 baths 1,585 sqft Built 193011 days on marketActive

About this home

Discover the timeless charm of this 1930 Craftsman cottage, nestled in a serene setting with a picturesque streamside location. Spanning 1, 585 square feet, this inviting home features three bedrooms and now includes two full bathrooms, one of which is a newly added Jack-and-Jill bathroom upstairs, complete with a tub. All rooms are adorned with rich wood details that exude character and warmth. The spacious interior showcases classic craftsmanship and enduring charm. Imagine drifting off to sleep with the soothing sound of the stream outside your bedroom window or enjoying quiet afternoons in the lush backyard. The 3-car garage offers added convenience and the potential to serve as a workshop or hobby space. The nearby village, with its delightful stores, gourmet restaurants, and a swimming hole, is just a stroll away. Additionally, a park located across the street offers an excellent spot for recreation. Belleayre Ski Resort, Hannah Country Club, Catskill Park Hiking Trails, and various local attractions are all within reach. Schedule a showing today and take your first step toward owning a piece of Catskill living!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,224/mo

Real estate (PITI + HOA + PMI)
$2,660
Principal + interest$1,918
Property tax + insurance$630
PMI / 2nd mortgage$112
Utilities
$1,172
Heating + cooling$438
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$3,224/mo TLC
Budget$5,000/mo
Remaining after TLC$1,776/mo
Purchase price
$299,000
Down payment
$14,950 (5%)
Loan amount
$284,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1930
Lot size
0.3 ac
Stories
0
Heating
Oil, Radiant
Cooling
Water
Connected, Public
HOA
Annual tax
$3,563
MLS #
R1610623
County
Delaware

At a glance

Basement
Garage (3)

Home features

Appliances
DryerGasOvenGasRangeOilWaterHeaterRefrigeratorWasher
Interior
BreakfastBarDenKitchenFamilyRoomComboLivingDiningRoomBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 12455

MetricThis ZIPCountyUSA
Population2,33719,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density33395
Male1,1539,381,926147,432,321
Female1,1849,969,168151,655,844
Never Married4444,946,39163,775,926
Married1,0397,166,701123,120,365
Separated1311,159,67312,639,686
Widowed1401,110,24515,467,586
Divorced2161,210,44823,075,029
Number Of House Hold9347,102,016111,826,380
Average House Hold Size2.472.642.60
Medial Age44.6336.5335.46
Median House Hold Income$36,388$49,847$48,276
Average House Hold Income$49,541$70,032$63,629
P C I$19,991$26,569$24,529
M D I$32,028$42,210$41,133
A T H E$43,431$54,185$50,898
S T R8.00%4.00%
W C J79.97%81.55%77.74%
(Zip) Code
12455

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 5/29/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.

1031 Main Street · Middletown — $299,000 · Certihomes