CCertihomes
3931 S Ralph Avenue, Ellery, NY 14712

$219,000

3 beds 2 baths 1,668 sqft Built 19606 days on marketActive

About this home

Experience Chautauqua Lake and Bemus Point and all it has to offer. Lake Living without the lake cost. So close to downtown Bemus, and the many great restaurants and night life, shopping, and even golfing. Whether you're looking for a seasonal cottage or a year round home this 3Br/1.5 Bath checks a lot of boxes. Downstairs has laundry room, kitchen, dining room and living room with room for sectional sleeper sofa and a futon to add to the number of people that can enjoy Lake Chautauqua with you and to make lifetime memories. There is a screened in patio for mosquito free entertaining and cookouts. The double lot gives plenty of extra room for outside games, sports, and camp fires. You can join one of the neighborhood lake associations for a modest annual fee to possibly get a dock space or get a boat slip just up the road at neighborhood marina for the summer. And lets not forget the great snowmobiling on the lake or the many snowmobile trails in the winter practically just outside your front door. So whether for seasonal or year round housing, its year round fun.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,566/mo

Real estate (PITI + HOA + PMI)
$1,934
Principal + interest$1,405
Property tax + insurance$447
PMI / 2nd mortgage$82
Utilities
$1,205
Heating + cooling$433
Internet + TV + phone$173
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$173
$2,566/mo TLC
Budget$5,000/mo
Remaining after TLC$2,434/mo
Purchase price
$219,000
Down payment
$10,950 (5%)
Loan amount
$208,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1960
Lot size
0.2755 ac
Stories
0
Heating
Gas, Baseboard, HotWater
Cooling
Water
Well
HOA
Annual tax
$2,177
MLS #
R1605855
County
Chautauqua

At a glance

Fireplace
Garage (1)

Home features

Appliances
ElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigerator
Interior
CeilingFansEntranceFoyerSeparateFormalLivingRoomCountryKitchenPantry
Exterior
BlacktopDrivewayPorchPatio
Parking
DetachedGarage
Flooring
Carpet, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14712

MetricThis ZIPCountyUSA
Population2,48219,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density80395
Male1,2109,381,926147,432,321
Female1,2729,969,168151,655,844
Never Married3124,946,39163,775,926
Married1,3017,166,701123,120,365
Separated871,159,67312,639,686
Widowed2181,110,24515,467,586
Divorced1641,210,44823,075,029
Number Of House Hold9537,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age46.4936.5335.46
Median House Hold Income$49,607$49,847$48,276
Average House Hold Income$57,773$70,032$63,629
P C I$22,183$26,569$24,529
M D I$41,973$42,210$41,133
A T H E$48,180$54,185$50,898
S T R8.00%4.00%
W C J78.66%81.55%77.74%
(Zip) Code
14712

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/29/2025. Provided courtesy of Real Estate Advantage via Buffalo MLS. Information deemed reliable but not guaranteed.