CCertihomes
Bridge Road, Theresa, NY 13691

$329,000

3 beds 2 baths 1,160 sqft Built 200417 days on marketActive

About this home

Very Private Lakefront Cottage on 13 Acres-Over 500 Feet of Shoreline*** Discover the perfect family get-away with this beautifully updated 3-bedroom, 1.5-bath cottage nestled on 13 secluded acres, offering over 500 feet of pristine shoreline. Step inside to an open floor plan, with vaulted ceilings, spacious cabinetry and sliding glass doors that lead to the deck. Enjoy lake views from every angle-relax in the screened-in-porch, unwind on the expansive wrap-around deck, or gather for unforgettable sunrises over the water. The cottage is designed for easy living and entertaining, with generous indoor-outdoor spaces that make the most of the natural beauty surrounding you. Whether you're swimming, boating, or just relaxing by the water, this property has everything you need for an unforgettable getaway. Ideal for families , nature lovers, or anyone looking to unplug and unwind. The property borders the Indian River for addt fishing and boating. Call now to preview this rare offering, this property will be sold furnished.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,168/mo

Real estate (PITI + HOA + PMI)
$2,750
Principal + interest$2,111
Property tax + insurance$516
PMI / 2nd mortgage$123
Utilities
$905
Heating + cooling$306
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$3,168/mo TLC
Budget$5,000/mo
Remaining after TLC$1,832/mo
Purchase price
$329,000
Down payment
$16,450 (5%)
Loan amount
$312,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
2004
Lot size
13.3 ac
Stories
1
Heating
Solar, Wood
Cooling
Water
Well
HOA
Annual tax
$2,104
MLS #
S1610568
County
Jefferson

At a glance

Fireplace
Waterfront

Home features

Appliances
GasCooktopGasWaterHeaterRefrigerator
Interior
CeilingFansKitchenFamilyRoomComboLivingDiningRoomBedroomOnMainLevel
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Carpet, Varies
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, Secluded, Wooded

Schools

Middle
Indian River Middle
High
Indian River High

Neighborhood — 13691

MetricThis ZIPCountyUSA
Population4,03819,351,094299,088,112
Population Change Since199012.00%8.00%20.00%
Population Density53395
Male2,0709,381,926147,432,321
Female1,9689,969,168151,655,844
Never Married7454,946,39163,775,926
Married1,7577,166,701123,120,365
Separated1501,159,67312,639,686
Widowed1371,110,24515,467,586
Divorced2681,210,44823,075,029
Number Of House Hold1,3377,102,016111,826,380
Average House Hold Size3.012.642.60
Medial Age31.7836.5335.46
Median House Hold Income$40,679$49,847$48,276
Average House Hold Income$46,099$70,032$63,629
P C I$15,384$26,569$24,529
M D I$35,487$42,210$41,133
A T H E$41,467$54,185$50,898
S T R7.75%4.00%
W C J78.43%81.55%77.74%
(Zip) Code
13691

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/30/2025. Provided courtesy of Garlock Realty via Buffalo MLS. Information deemed reliable but not guaranteed.