CCertihomes
130 First St, Russia, NY 13438

$144,900

1 beds 1 baths 700 sqft Built 196564 days on marketActive

About this home

Welcome to 130 First St located in the Adirondacks! Prepare to be amazed by this affordable cottage tucked away peacefully in the woods, offering complete privacy for a totally in-the-woods experience! If you are looking for a camp for your family, or an awesome Airbnb investment, look no further. Located just MINUTES from the Hinckley Reservoir this cottage can offer fun in the summer, for swimming, boating, fishing, hiking and more! This is a 4 season cottage so it still can be used in the winter, with a new heat pump, furnace and hot water heater! Schedule your tour today! Property can be found by using 128 Barnhart Rd, Remsen NY in your GPS.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,635/mo

Real estate (PITI + HOA + PMI)
$1,224
Principal + interest$930
Property tax + insurance$240
PMI / 2nd mortgage$54
Utilities
$737
Heating + cooling$214
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,635/mo TLC
Budget$5,000/mo
Remaining after TLC$3,365/mo
Purchase price
$144,900
Down payment
$7,245 (5%)
Loan amount
$137,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1965
Lot size
1 ac
Stories
2
Heating
Ductless, Propane, ForcedAir
Cooling
Ductless
Water
Well
HOA
Annual tax
$975
MLS #
S1609895
County
Herkimer

At a glance

Air conditioning

Home features

Appliances
DryerElectricWaterHeaterGasCooktopMicrowaveRefrigeratorWasher
Interior
SeparateFormalLivingRoomLivingDiningRoom
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Carpet, Tile, Varies
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13438

MetricThis ZIPCountyUSA
Population1,80119,351,094299,088,112
Population Change Since19905.00%8.00%20.00%
Population Density19395
Male9209,381,926147,432,321
Female8819,969,168151,655,844
Never Married2914,946,39163,775,926
Married9167,166,701123,120,365
Separated601,159,67312,639,686
Widowed841,110,24515,467,586
Divorced1321,210,44823,075,029
Number Of House Hold6957,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age41.5436.5335.46
Median House Hold Income$41,874$49,847$48,276
Average House Hold Income$53,014$70,032$63,629
P C I$20,461$26,569$24,529
M D I$36,597$42,210$41,133
A T H E$45,485$54,185$50,898
S T R9.00%4.00%
W C J81.97%81.55%77.74%
(Zip) Code
13438

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 5/30/2025. Provided courtesy of MyTown Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.