CCertihomes
42 Guernsey Street, Norwich-City, NY 13815

$119,000

3 beds 2 baths 1,609 sqft Built 19100 days on marketActive

About this home

This solid move-in ready home features 3 generously sized bedrooms and 1.5 baths and offers a comfortable living space in a convenient in-town location. The property has been well-maintained with recent electrical, plumbing and cosmetic updates including fresh paint, some new flooring and LED lighting. The practical layout of this modest residence is perfect for those seeking a reliable home. Outside, enjoy a manageable shaded backyard ideal for low-maintenance living, along with off-street parking. Located close to local shops, schools, and amenities, this home provides easy access to everything Norwich has to offer. Whether you're a first-time buyer, new to town, or looking for an investment opportunity, this no-frills home is ready to welcome its next chapter. Affordable, dependable, and move-in ready – come see the value for yourself!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,772/mo

Real estate (PITI + HOA + PMI)
$1,156
Principal + interest$764
Property tax + insurance$347
PMI / 2nd mortgage$45
Utilities
$1,129
Heating + cooling$410
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,772/mo TLC
Budget$5,000/mo
Remaining after TLC$3,228/mo
Purchase price
$119,000
Down payment
$5,950 (5%)
Loan amount
$113,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1910
Lot size
0.07 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,077
MLS #
R1610904
County
Chenango

At a glance

Basement

Home features

Appliances
DishwasherGasCooktopGasWaterHeaterRefrigerator
Interior
DenSeparateFormalLivingRoomOtherSeeRemarksConvertibleBedroom
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Carpet, Hardwood, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13815

MetricThis ZIPCountyUSA
Population10,03219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density91395
Male4,6009,381,926147,432,321
Female5,4319,969,168151,655,844
Never Married2,1084,946,39163,775,926
Married3,6917,166,701123,120,365
Separated6071,159,67312,639,686
Widowed9141,110,24515,467,586
Divorced9721,210,44823,075,029
Number Of House Hold3,8737,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age39.5536.5335.46
Median House Hold Income$33,735$49,847$48,276
Average House Hold Income$48,728$70,032$63,629
P C I$20,017$26,569$24,529
M D I$29,853$42,210$41,133
A T H E$42,898$54,185$50,898
S T R8.00%4.00%
W C J85.30%81.55%77.74%
(Zip) Code
13815

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/30/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.