CCertihomes
1120 Temple Street, Watertown-City, NY 13601

$349,900

3 beds 2 baths 1,428 sqft Built 195626 days on marketActive

About this home

Comfortable and carefree this classic 3 bedroom ranch is sure to please. If one floor living is what you desire then there's really no need to look any further. Recently renovated this timeless beauty has the space, plus the flair of modern charm. Beautiful luxury vinyl floors throughout, fresh paint, along with new lighting are just a handful of items the seller has upgraded. Step inside and you will just love the white cabinetry kitchen, the quartz counters, tiled backsplash, newer appliances and breakfast bar. Additional eat in area has the cutest bench that adds so much character or opt to enjoy delicious dinners in the formal dining. Amazing family room with cozy gas fireplace with attached carpeted sunroom. Perfect on that rainy day to just relax. 3 bedrooms and new full bath complete the first floor. Full basement provides a rec room for indoor activities, 1/2 bath, a bar for entertaining and large laundry room. Mudroom off back entrance is a must for coats and boots along with that must have storage!! Attached two car garage, central air, storage shed and incredible yard. Within walking distance to Thompson Park, close to schools, and shopping. Great location. Call today!!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,622/mo

Real estate (PITI + HOA + PMI)
$3,105
Principal + interest$2,245
Property tax + insurance$729
PMI / 2nd mortgage$131
Utilities
$1,113
Heating + cooling$407
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,622/mo TLC
Budget$5,000/mo
Remaining after TLC$1,378/mo
Purchase price
$349,900
Down payment
$17,495 (5%)
Loan amount
$332,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1956
Lot size
0.2938 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$4,294
MLS #
S1611154
County
Jefferson

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeDisposalGasWaterHeaterMicrowaveWasher
Interior
BreakfastBarCeilingFansSeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomQuartzCountersSlidingGlassDoorsBedroomOnMainLevelMainLevelPrimary
Exterior
BlacktopDriveway
Parking
AttachedGarageDrivewayGarageDoorOpener
Flooring
Carpet, LuxuryVinyl, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/31/2025. Provided courtesy of Howard Hanna-Watertown via Buffalo MLS. Information deemed reliable but not guaranteed.