CCertihomes
2555 County Highway 22, Richfield, NY 13439

$730,000

5 beds 3 baths 2,562 sqft Built 19903 days on marketActive

About this home

Find paradise nestled on the beautiful shore of Canadarago Lake! This well-maintained home is a truly a rare find! With 100’ of lake frontage and a spacious, level yard, this home offers as much outside as it does inside! Enjoy your morning coffee on the back deck as you take in the serene lake views and spend your days swimming, boating, or paddleboarding off of your private dock. Wrap up the long summer days while enjoying the stunning sunsets over the lake. Inside the custom home, 5 bedrooms and 3 full baths offer ample space for family and friends. A spacious open-concept great room with a vaulted ceiling features a pair of double doors for easy access to the back deck and large windows to flood the home with natural light. There are two first-floor bedrooms, two full bathrooms and a laundry room to complete the first floor. The second floor offers the primary bedroom overlooking the great room below and boasts an expansive ensuite with walk-in closet and large soaking tub. A sitting area has the perfect view of the lake and an additional room can be another roomy bedroom, office or family room. The third floor offers a bedroom with a little more privacy if desired. Additional highlights include a charming covered front porch and attached garage. This is the perfect property to enjoy all that lake living has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$5,831/mo

Real estate (PITI + HOA + PMI)
$5,167
Principal + interest$3,311
Property tax + insurance$1,582
PMI / 2nd mortgage$274
Utilities
$1,693
Heating + cooling$697
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$5,831/mo TLC
Budget$6,331/mo
Remaining after TLC$500/mo
Purchase price
$730,000
Down payment
$36,500 (5%)
Loan amount
$693,500
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary
Year built
1990
Lot size
0.47 ac
Stories
3
Heating
Ductless, Electric, HeatPump
Cooling
Ductless, HeatPump
Water
Well
HOA
Annual tax
$9,892
MLS #
R1604624
County
Otsego

At a glance

Air conditioning
Garage (1)

Home features

Appliances
DishwasherExhaustFanElectricOvenElectricRangeElectricWaterHeaterRefrigeratorRangeHood
Interior
GreatRoomKitchenIslandLivingDiningRoomBedroomOnMainLevelBathInPrimaryBedroom
Exterior
DirtDrivewayDeckDockSeeRemarks
Parking
AttachedGarageGarageDoorOpener
Flooring
Hardwood, Tile, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13439

MetricThis ZIPCountyUSA
Population2,54919,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density28395
Male1,2469,381,926147,432,321
Female1,3039,969,168151,655,844
Never Married4664,946,39163,775,926
Married1,2007,166,701123,120,365
Separated1111,159,67312,639,686
Widowed1991,110,24515,467,586
Divorced1881,210,44823,075,029
Number Of House Hold9787,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age43.4736.5335.46
Median House Hold Income$39,057$49,847$48,276
Average House Hold Income$51,728$70,032$63,629
P C I$19,884$26,569$24,529
M D I$34,272$42,210$41,133
A T H E$44,222$54,185$50,898
S T R8.00%4.00%
W C J84.89%81.55%77.74%
(Zip) Code
13439

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/1/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.